Happy Money
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ABOUT HAPPY MONEY 

Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals. 

Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG Ventures, Happy Money has helped over 208,000 members since inception – working with lending partners to fund over $3.7 billion in loans*. Founded in 2009, Happy Money has a passionate and purpose-driven employee base of over 400 people across the United States. For more information, please visit happymoney.com. 

*As of 12/31/2021


ABOUT THE ROLE

Happy Money is looking for a world-class operations analyst to be a key player in the Happy Money Movement. This role will be responsible for partner reporting related to loan portfolios, ensuring the accuracy of data by validating files and reports, and reconciling payment accounts. We’re looking for someone with strong attention to detail, great communication skills, and exceptional problem-solving skills. This hire will be a key component of the day-to-day business operations at Happy Money. 

This is a 100% remote role

WHAT YOU'LL DO IN THIS ROLE

  • Reporting on loan origination and servicing activities, including: Investor reporting related to loan operations + Maintenance and development of reports
  • Coordinate projects between internal departments (Development, Accounting and Finance, Member Experience)
  • Point of contact for external vendors (banks, custodians, administrators)Focus on continuous process improvement through automation and increased efficiency
  • Track and ensure the accuracy of loan servicing reports and files
  • Reconcile bank accounts daily 
  • Track and validate the remittance of funds between Happy Money and our vendors
  • Communicate with banks to understand posting discrepancies
  • Investigate and identify issues as they arise; work with internal departments to identify the root cause

ABOUT YOU

  • 2+ years in an Accounting, Finance, Analytics, or Vendor/Investor reporting role
  • Strong attention to detail
  • Critical thinker with the skills and ability to improve processes
  • Problem solver with laser-like focus
  • Excellent interpersonal, verbal, and written communication skills 
  • Savvy working with multiple IT interfaces
  • Have moderate Excel knowledge
  • Experience using SQL
  • Bachelor's Degree (preferably in Finance, Accounting, or Business Administration) or equivalent work experience

BONUS POINTS

  • Consumer Loan/Financial Services experience
  • Knowledge in programming languages such as R or Python

Here at Happy Money, we live by our core values of Love, Trust, and Hustle and welcome all. Love is shown in how we develop meaningful relationships with everyone we interact with; whether it’s a member or your manager. Trust is shown through how we empower each other to come to work as our true selves and embrace our differences. Hustle is shown through how we fail fast and learn from our mistakes. No one is perfect, we’re all human; if this job description doesn’t exactly match your background, we encourage you to apply anyway!

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Technology we use

  • Engineering
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What are Happy Money Perks + Benefits

Culture
Volunteer in local community
Partners with Nonprofits
Friends outside of work
Eat lunch together
Intracompany committees
Daily sync
Open door policy
Team owned deliverables
Team based strategic planning
Group brainstorming sessions
Pair programming
Diversity
Highly diverse management team
Unconscious bias training
Diversity manifesto
Mean gender pay gap below 10%
Diversity Employee Resource Groups
Hiring Practices that Promote Diversity
Health Insurance & Wellness Benefits
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Pet Insurance
Wellness Programs
Mental Health Benefits
Retirement & Stock Options Benefits
401(K) Matching
Company Equity
Child Care & Parental Leave Benefits
Generous Parental Leave
Remote Work Program
Company sponsored family events
Vacation & Time Off Benefits
Generous PTO
Paid Holidays
Paid Sick Days
Perks & Discounts
Casual Dress
Company Outings
Happy Hours
Pet Friendly
Recreational Clubs
Home Office Stipend for Remote Employees
Professional Development Benefits
Job Training & Conferences
Diversity Program
Lunch and learns
Cross functional training encouraged
Promote from within
Mentorship program
Customized development tracks

Jobs at Happy Money
25

All Jobs
All Jobs
Data + Analytics
Design + UX
Dev + Engineer
HR + Recruiting
Marketing
Operations
Product
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Director, Product Management - Member & Partner Experiences

Happy Money
Remote
6 hours ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Manager, IT Operations

Happy Money
Remote
3 days ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Member Advocate

Happy Money
Remote
4 days ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Senior Manager, People Operations

Happy Money
Remote
4 days ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Director of Talent Acquisition

Happy Money
Remote
5 days ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Brand Designer

Happy Money
Remote
6 days ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Staff Site Reliability Engineer

Happy Money
Remote
1 week ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Senior DevSecOps Engineer

Happy Money
Remote
1 week ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Director, UI Engineering

Happy Money
Remote
1 week ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Payroll & Benefits Partner

Happy Money
Remote
1 week ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Goal Realignment Specialist

Happy Money
Remote
1 week ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Director, Loan Operations

Happy Money
Remote
1 week ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Associate Communications Manager

Happy Money
Remote
1 week ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Senior Product Manager - Loan Origination & Servicing Systems

Happy Money
Remote
1 week ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Manager, Risk and Loss Forecasting

Happy Money
Remote
2 weeks ago
+42
Happy Money® is building a happier and more equitable financial ecosystem that seamlessly blends psychology, technology, and a focus on happiness to help consumers go from borrower to saver, investor, and giver. The company provides a path toward improving financial well-being and securing greater happiness – beginning with paying off credit card debt – through its science-enabled, purpose-driven marketplace between mission-aligned capital and consumers.

Director, Product - API & Platform

Happy Money
Remote
2 weeks ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Director, DevOps

Happy Money
Remote
2 weeks ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Business Operations Analyst

Happy Money
Remote
3 weeks ago
+42
ABOUT HAPPY MONEY  Happy Money is a financial technology company on a mission to develop and deliver affordable and accessible financial tools and services that empower people to use money as a tool for their happiness. Members benefit from loans funded by a national network of customer-focused lending partners and designed to help them accomplish their goals.  Backed by leading investors including Anthemis Group, FirstMark Capital, and CMFG

Software Engineer

Happy Money
Remote
3 weeks ago
+42
Happy Money® is building a happier and more equitable financial ecosystem that seamlessly blends psychology, technology, and a focus on happiness to help consumers go from borrower to saver, investor, and giver. The company provides a path toward improving financial well-being and securing greater happiness – beginning with paying off credit card debt – through its science-enabled, purpose-driven marketplace between mission-aligned capital and consumers.

Software Engineer - UI

Happy Money
Remote
3 weeks ago
+42
Happy Money® is building a happier and more equitable financial ecosystem that seamlessly blends psychology, technology, and a focus on happiness to help consumers go from borrower to saver, investor, and giver. The company provides a path toward improving financial well-being and securing greater happiness – beginning with paying off credit card debt – through its science-enabled, purpose-driven marketplace between mission-aligned capital and consumers.

Senior Software Engineer - Mobile

Happy Money
Remote
3 weeks ago
Happy Money® is building a happier and more equitable financial ecosystem that seamlessly blends psychology, technology, and a focus on happiness to help consumers go from borrower to saver, investor, and giver. The company provides a path toward improving financial well-being and securing greater happiness – beginning with paying off credit card debt – through its science-enabled, purpose-driven marketplace between mission-aligned capital and consumers.

Senior Software Engineer

Happy Money
Remote
3 weeks ago
Happy Money® is building a happier and more equitable financial ecosystem that seamlessly blends psychology, technology, and a focus on happiness to help consumers go from borrower to saver, investor, and giver. The company provides a path toward improving financial well-being and securing greater happiness – beginning with paying off credit card debt – through its science-enabled, purpose-driven marketplace between mission-aligned capital and consumers.

Senior Site Reliability Engineer

Happy Money
Remote
3 weeks ago
Happy Money® is building a happier and more equitable financial ecosystem that seamlessly blends psychology, technology, and a focus on happiness to help consumers go from borrower to saver, investor, and giver. The company provides a path toward improving financial well-being and securing greater happiness – beginning with paying off credit card debt – through its science-enabled, purpose-driven marketplace between mission-aligned capital and consumers.

Manager, Software Engineering

Happy Money
Remote
3 weeks ago
Happy Money® is building a happier and more equitable financial ecosystem that seamlessly blends psychology, technology, and a focus on happiness to help consumers go from borrower to saver, investor, and giver. The company provides a path toward improving financial well-being and securing greater happiness – beginning with paying off credit card debt – through its science-enabled, purpose-driven marketplace between mission-aligned capital and consumers.

IT Automation Engineer

Happy Money
Remote
3 weeks ago
Happy Money® is building a happier and more equitable financial ecosystem that seamlessly blends psychology, technology, and a focus on happiness to help consumers go from borrower to saver, investor, and giver. The company provides a path toward improving financial well-being and securing greater happiness – beginning with paying off credit card debt – through its science-enabled, purpose-driven marketplace between mission-aligned capital and consumers.