About Us:

At DailyPay, we are helping to reinvent the employee experience, starting with its most basic component — pay. We do this by disrupting archaic and transactional payroll processes and creating innovative ways for employees to access and save their earned income, before payday. Through engaging and enriching relationships with our partners, we have become the leader in providing employees on-demand access to their earned income — across all industries — allowing them to exert greater control over their pay and to improve their financial health. 

Our mission is made possible by DailyPay’s most important asset: our people. We come together through collaboration and ambition in a team-driven culture. Through the success of our product, we have seen monumental growth in our workforce, and we constantly look for exceptional talent to join us. At DailyPay, you are challenged with dynamic tasks that drive your professional development and career growth. Join us on our journey to deliver an innovative pay experience and to empower America’s workforce with the ability to truly harness the power of their pay and take control of their financial lives.

The Role:

DailyPay is seeking a Capital Markets/Credit Analyst who will work closely with the Senior Manager and Senior Analyst of Capital Markets to perform credit underwriting of new and existing partners and help maintaining our proprietary risk and pricing models. Additionally, the Capital Markets Analyst will work closely with the sales team to ensure that appropriate due diligence requests are satisfied early in the sales cycle. This is a role that requires knowledge of Corporate Accounting and / or Credit Underwriting, ability to professionally engage in due diligence calls with clients, and a keen interest in becoming a subject matter expert in this domain.

If this opportunity excites you, we encourage you to apply even if you do not meet all of the qualifications.

How You Will Make an Impact:

• Support the Manager and Director of Capital Markets in performing initial and periodic credit reviews by performing credit and financial analysis to determine the level of risk according to established guidelines
• Work on credit analysis for counter-parties; advance and innovate risk management techniques
• Assist sales team with collecting appropriate due diligence information early in the sales cycle to support credit underwriting
• Perform due diligence on new partners by working with Sales and the partner contacts (CFO, controller, etc.)
• Support the approval of new partners by communicating with the sales force on a daily basis through the sales cycle
• Streamline internal processes and change firm-wide policies and procedures to be more reflective of current market conditions
• Support the business development/sales team in understanding the credit process and market environment
• Maintain databases and analyze all market intelligence
• Prepare various Capital Markets reports on a weekly, monthly and quarterly basis
• Work on ad hoc projects as assigned 

What You Bring to The Team:

• 1-3 years of experience in Accounting, Credit Risk or front-office experience at a bank, investment fund, credit fund or rating agency
• Strong understanding of accounting, financial statement analysis, and risk assessment
• Ability to lead due diligence calls with clients in a professional and thorough manner
• Bachelor’s degree in finance or accounting
• Strong interpersonal skills, and excellent communication skills both written and oral
• Strong attention to detail and organizational skills
• Must have the highest level of personal integrity, value the contribution of others and have a significant commitment to achieving outstanding results
• Excitement for and the ability to thrive in a fast-paced environment with a growing team
• Occasional need to work outside of normal business hours as required to support customers may be required

What We Offer:

• Competitive compensation
• Opportunity for equity ownership
• Exceptional health, vision, and dental care
• Employee Resource Groups
• Fun company outings and events
• Unlimited books from Amazon
• Unlimited PTO
• 401K 

DailyPay does not accept and will not review unsolicited resumes from search firms.

DailyPay is an equal opportunity employer and is committed to a diverse and inclusive workplace.  Qualified applicants will receive consideration for employment without regard to race, color, religion or creed, alienage or citizenship status, political affiliation, marital or partnership status, age, national origin, ancestry, physical or mental disability, medical condition, veteran status, gender, gender identity, pregnancy, childbirth (or related medical conditions), sex, sexual orientation, sexual and other reproductive health decisions, genetic disorder, genetic predisposition, carrier status, military status, familial status, or domestic violence victim status and any other basis protected under federal, state, or local laws.