Our mission is to give renters everywhere greater financial freedom to plan and enjoy their lives.

Our first product eliminates cash security deposits and puts more money back in renters’ pockets. With over $45 billion tied up in security deposits for 110 million renters in the United States alone, it’s time for security deposits to officially become a thing of the past. Tying up money at one of life’s biggest and most expensive moments just isn’t fair.

So we threw out the antiquated “way of doing things” and built a technology-driven insurance product to help bring renting into the 21st century. With Rhino, millions of renters across the country now have the opportunity to save with our award-winning deposit insurance. We’ve already saved hundreds of millions of dollars for renters and are trusted in over 1 million homes nationwide, and most importantly, we’re just getting started...

In this role you will:

• Build, maintain and iterate statistical models to inform pricing strategy for Rhino’s products
• Deploy Adapt traditional actuarial skills to our unique insurance model through estimating unpaid claims liability and rate review
• Leverage existing and new data sources to identify data features to improve our risk model and portfolio performance
• Perform monthly portfolio review and provide data supported recommendations to stakeholdersPartner with product managers and engineers to implement pricing adjustments and improve the capture of underwriting and claims data
• Support the development of new insurance products through analytics in product design, pricing and regulatory requirements
• Synthesize your work to effectively communicate the core takeaways and recommendations for the executive team and external insurance partners
• Support the Insurance & Compliance team on regulatory filings and requests

We’re ideally seeking:

• 4-5 years of total professional actuarial experience in P&C industry, with 2+ years focused on pricing/predictive analytics. Previous experience in surety/credit lines is a plus
• ACAS or FCAS designation required
• Experience building predictive models using modern data science techniques
• Strong proficiency in SQL and Python (or similar scripting languages). Experience with data visualization tools (e.g. Tableau) is a plus
• Organized and able to efficiently prioritize, multi-task, and adapt in a fast-paced, often changing environment
• Resource, scrappy self-starter that constantly looks to improve / optimize 
• Enjoys thinking outside the box and finding creative solutions to actuarial problems
• Detail-oriented, but capable of seeing the big picture and following the “80/20 rule”
• Strong interpersonal and communication skills with the ability to synthesize complex and nuanced concepts to technical and non-technical audiences
• High-growth start-up experience is preferred
• Familiarity with DOI requirements across multiple states

Benefits:

• Competitive compensation and 401k
• Unlimited PTO to give our employees a little extra R&R when they need it
• Stock option plan to give our employees a direct stake in Rhino’s success
• Comprehensive health coverage (medical, dental, vision)
• Remote Work Program to allow for flexibility between home and the office
• Generous Parental Leave to create a family-friendly culture
• Wellness Perks (Gym, Classpass, & Citibike Memberships)
• Commuter Benefits through a Flexible Spending Account
• Fintech Equality Coalition Founding member