Bread is a technology company that aims to transform the world of paper credit card applications and hidden interest rates by providing leading point-of-sale financing options for merchants across the e-commerce journey. We build tools, technologies and APIs that allow merchants to integrate an installment loan financing and checkout experience anywhere in their customers’ shopping journey. Bread was started in 2014 by financial technology veterans, and has experienced explosive growth to date. We’re backed by top investors including Menlo Ventures, Bessemer Venture Partners, Kinnevik, among others.

This role is part of our Shop division, which is focused on providing the user experience and API’s which power Bread’s ability to offer a checkout experience to any one of our customers or partners. This includes things such as owning our checkout modal and experience, credit decisioning and fraud decisioning engines, UX for different payment options, and growth opportunities. Work the checkout division does touches all of Bread’s users because it’s integrated at every level of the funnel. The buttons and experience assets developed here are quite literally involved in every pageview a merchant has. Teams work with React and Javascript on the Front End, and a Go services oriented architecture on the backend.

Your role at Bread:

• Be responsible for design and implementation of new features and iterations of our core platform
• Design new iterations of our services and APIs
• Be tool oriented - you’ll write tools and introduce approaches that we didn't know we needed but that after a month we won't know how we lived without them
• Build distributed systems that scale as we rapidly grow
• Enable Bread to process billions of dollars of financial instruments per year

What we are looking for:

Must Have:

• Expertise building scalable, reliable distributed systems
• Expert knowledge of server-side languages and data stores (our system is built with Go and PostgreSQL, but we’re also happy to speak with those that have strong backend experience with other languages, including JVM languages like Java or Scala; Python; Rust, or C++)
• Experience with public web APIs
• A passion for engineering and technology

Nice to have:

• Experience with message-based, loosely coupled architectures (we use gRPC, RabbitMQ and Redis)
• Experience developing systems intended for cloud deployments (AWS, EKS, lambda’s, etc)
• Knowledge of financial products
• Experience with Go/PostgreSQL/Rabbit/Redis
• Front-end skills in JavaScript, using a framework like Angular or Backbone (we use React)

Engineers at Bread also get the opportunity to participate in “20%” time through Working Groups!  Working Groups are quarterly teams of 4 to 6 engineers who set out to tackle a specific engineering initiative outside of their core engineering team.  Working Groups have included ones for Logging Architecture, Internal Authentication, Community & Blogs, Testing Infrastructure, and Monitoring. Groups meet every Friday to plan and own their roadmap and implement their features. All engineers get a chance to be in one of these groups and over time potentially lead a group for that quarter. It's another opportunity as an engineer at Bread to have impact across the entire organization!