It's fun to work in a company where people truly BELIEVE in what they're doing!

Job Summary

Bread is a technology company that aims to transform the way the world shops online. We build tools, technologies and APIs that allow e-commerce merchants to integrate installment loan financing and other alternative payment products anywhere in their customers’ shopping journey. Bread was started in 2014 by financial technology veterans, and has experienced explosive growth to date. In December, 2020, we joined Alliance Data. This awesome next step for us helps us rapidly increase the scale, reach, and opportunity for realizing our vision.
Bread has enormous and engaging technical challenges. We need to verify online identity, predict fraud, and approve and price credit while providing a beautiful and frictionless consumer experience, all in real time. Due to our rapid growth, we are looking for multiple engineers ranging from the entry level to the experienced senior to join our organization. These full stack teams each have their own specialization within the process and work with various technologies such a React and Go in a full cloud infrastructure leveraging Kubernetes, Istio, and gRPC.

Job Description

Your role at Bread May Include:

• Being responsible for leading design and implementation of new features and iterations of our core platform

• Collaborating on the design of new iterations of our services and APIs

• Building APIs leveraged by external partners and customers

• Working on complex distributed systems that need to scale as we continue to grow

• Building web and mobile experiences for external and internal customers

What we are looking for:

Must have:

• Experience with JavaScript React and / or server-side languages and data stores (our system is built with Go and PostgreSQL, but we’re also happy to speak with those that have strong backend experience with other languages, including JVM languages like Java or Scala; Python; Rust, or C++)

• Experience developing gRPC and/or REST APIs as we support both

• A passion for engineering and technology

• For the Senior Software Engineer, Minimum requirements include a Bachelor's Degree in Information Technology, Computer Science, or other related Technology related field and five years of experience listed above.

Nice to have:

• Experience using TypeScript or Flow, and alternate API formats such as GraphQL

• Experience with (micro)service architectures

• Knowledge of financial products

Engineers at Bread also get the opportunity to participate in “20%” time through Working Groups!  Working Groups are quarterly teams of 4 to 6 engineers who set out to tackle a specific engineering initiative outside of their core engineering team.  Working Groups have included ones for Logging Architecture, Internal Authentication, Community & Blogs, Testing Infrastructure, and Monitoring. Groups meet every Friday to plan and own their roadmap and implement their features. All engineers get a chance to be in one of these groups and over time potentially lead a group for that quarter. It's another opportunity as an engineer at Bread to have impact across the entire organization!

Education:

Bachelor’s Degree

Certifications:

Work Experience

Two or more years

Skills

Application Programming Interface (API), Coding, Credit Decisions, Debugging, JavaScript, Payment Processing, React.js, Software Architecture, Software Engineering, User Interfaces (UI)

About Alliance Data Card Services

Alliance Data Card Services provides market-leading private label, co-brand, general purpose and commercial credit card programs, digital payments and Comenity-branded financial services. Using the industry’s most comprehensive and predictive data set, advanced analytics, and broad-reaching capabilities, Alliance Data Card Services has been helping partners increase sales and provide greater value to their customers for more than 30 years. Follow Alliance Data Card Services on Twitter, Facebook, LinkedIn and Instagram.   

About Bread®

A division of Alliance Data, Bread is a leading digital payments company that works with merchants and partners to personalize payment options for their customers. Through its full-funnel recommendation engine, Bread empowers merchants to sell more, improve conversion and lift average-order-value. Follow Bread on Twitter, Facebook and LinkedIn.

Alliance Data Card Services and Bread are a proud part of the Alliance Data enterprise, a FORTUNE 500 and S&P MidCap 400 company headquartered in Columbus, Ohio with more than 8,000 associates worldwide.

• Alliance Data offers a competitive salary, a comprehensive selection of benefit options including 401(k).

• All job offers are contingent upon successful completion of credit and background checks.

• Alliance Data is an Equal Opportunity Employer.

• Alliance Data will provide accommodations to applicants needing accommodations to complete the application process.

• Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for Alliance Data.

• Alliance Data participates in E-Verify.

• Alliance Data will consider for employment qualified applicants with criminal and credit histories in a manner consistent with the requirements of all applicable laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.

• Alliance Data complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws.  Applicants with disabilities may contact Alliance Data to request an arrange for accommodations.  If you need assistance to accommodate a disability, you may request an accommodation at any time.  Please contact the Recruiting Team at [email protected].