Bread is a technology company that aims to transform the world of paper credit card applications and hidden interest rates by providing leading point-of-sale financing options for merchants across the e-commerce journey. We build tools, technologies and APIs that allow merchants to integrate an installment loan financing and checkout experience anywhere in their customers’ shopping journey. Bread was started in 2014 by financial technology veterans, and has experienced explosive growth to date. We’re backed by top investors including Menlo Ventures, Bessemer Venture Partners, Kinnevik, among others.

This role will sit on our Merchant team, which builds out our post-checkout API, tools, and data solutions which allow Bread’s merchants and partners to operate the Bread platform effectively, at scale, and reliably. This includes a mix of high volume real time transaction management API’s as well as big data ETL pipelines to deliver value added metrics to our merchants. In addition to exposing API’s which allow merchants to manage and access this data, they also own a value added Merchant Portal that merchant’s can log into to manage their account. The merchant team also works closely with solutions engineering to make sure we are delivering the best API’s such that various platforms (Shopify, Magento, etc) can use Bread effectively with just the click of a button.

This team is a full stack team, with both backend and front end components.

Your role at Bread:

• Be responsible for design and implementation of new features and iterations of our core platform
• Design new iterations of our services and APIs
• Be tool oriented - you’ll write tools and introduce approaches that we didn't know we needed but that after a month we won't know how we lived without them
• Build distributed systems that scale as we rapidly grow
• Enable Bread to process billions of dollars of financial instruments per year

What we are looking for:

Must Have:

• Expertise building scalable, reliable distributed systems
• Expert knowledge of server-side languages and data stores (our system is built with Go and PostgreSQL, but we’re also happy to speak with those that have strong backend experience with other languages, including JVM languages like Java or Scala; Python; Rust, or C++)
• Experience with public web APIs
• A passion for engineering and technology

Nice to have:

• Experience with message-based, loosely coupled architectures (we use gRPC, RabbitMQ and Redis)
• Experience developing systems intended for cloud deployments (AWS, EKS, lambda’s, etc)
• Knowledge of financial products
• Experience with Go/PostgreSQL/Rabbit/Redis
• Front-end skills in JavaScript, using a framework like Angular or Backbone (we use React)

Engineers at Bread also get the opportunity to participate in “20%” time through Working Groups! Working Groups are quarterly teams of 4 to 6 engineers who set out to tackle a specific engineering initiative outside of their core engineering team. Working Groups have included ones for Logging Architecture, Internal Authentication, Community & Blogs, Testing Infrastructure, and Monitoring. Groups meet every Friday to plan and own their roadmap and implement their features. All engineers get a chance to be in one of these groups and over time potentially lead a group for that quarter. It's another opportunity as an engineer at Bread to have impact across the entire organization!