Bread is a technology company that aims to transform the way the world shops online. We build tools, technologies and APIs that allow e-commerce merchants to integrate installment loan financing and other alternative payment products anywhere in their customers’ shopping journey. Bread was started in 2014 by financial technology veterans, and has experienced explosive growth to date. We’re backed by top investors including Menlo Ventures, Bessemer Venture Partners, Kinnevik, among others.

Bread has a talented and driven engineering team. We have difficult problems to solve up and down the stack, from providing a seamless user experience that works on hundreds of merchants' websites in the most critical part of their flow, to making real time credit decisions to scaling to support millions of dollars in transactions per day in a system that is being used around the clock. Our engineering team is seasoned, talented, agile, and quickly growing.

We are looking for a Staff Engineer to join our Judgement team, which builds out our Identity, Credit, and Anti-Fraud systems that power Bread’s ability to offer in real time any one of our financial instruments. It aggregates data from a variety of sources to run through these real time models to create a decision. On top of that, they are working on Bread Edge, which is Bread’s ability to dynamically choose the best financial instrument for the consumer dependent on a variety of data inputs. And it does all this in about a second.

This is primarily a backend team, with some FE work. The Judgement team is part of our larger Checkout division, which is focused on providing the user experience and API’s which power Bread’s ability to offer a checkout experience to any one of our customers or partners. 

Your role at Bread:

• Mentor and be a resource for every member of the team
• Design, Lead, Implement, and Ship new product features and architectural frameworks
• Partner with senior engineering leadership to review and curate all aspects of our technical architecture and approach, from the code base to the database, to infrastructure, to our development process
• Be involved in significant technical decisions
• Design and Develop strategies for scaling Bread's platform to support billions of dollars in transactions
• Write tools and introduce approaches and frameworks that will ensure the team continues to get faster over time

What we are looking for:

• Must have production level experience using Go
• Expertise building scalable and reliable distributed systems on time
• Something to offer every member of the team and a passion for sharing and collaboration. You're happiest when you're in front of a whiteboard working out a problem with your colleagues.
• Expert knowledge of server-side languages and data stores (our system is built with Go and PostgreSQL)
• Experience with cloud deployments (AWS, k8s, docker, EKS, CI/CD)
• Experience with public web APIs
• A passion for the craft of engineering
• A passion for enabling team successes

Engineers at Bread also get the opportunity to participate in “20%” time through Working Groups! Working Groups are quarterly teams of 4 to 6 engineers who set out to tackle a specific engineering initiative outside of their core engineering team. Working Groups have included ones for Logging Architecture, Internal Authentication, Community & Blogs, Testing Infrastructure, and Monitoring. Groups meet every Friday to plan and own their roadmap and implement their features. All engineers get a chance to be in one of these groups and over time potentially lead a group for that quarter. It's another opportunity as an engineer at Bread to have impact across the entire organization!