Senior Accountant
The Petal mission
Petal’s mission is to expand access to opportunity, by making responsible, modern financial services available to everyone. Founded in 2016, Petal provides technology-enabled credit cards to consumers who are historically underserved by mainstream providers.
Petal pioneered automated cash flow underwriting, a transformative new approach to assessing consumer creditworthiness with the potential to expand access to tens of millions of U.S. consumers without credit history, or for whom traditional credit scores do not tell the whole story. Petal pairs this groundbreaking, data-driven underwriting technology with a mobile-first, digitally native product experience designed to help users manage and build credit responsibly. For Petal, it’s a mission as much as it is a business—with a goal to reimagine finance for the next generation of consumers.
At Petal, we're looking for people with kindness, positivity, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and potential will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Petal, we welcome diverse perspectives from people who think rigorously and aren't afraid to challenge assumptions.
The Senior Accountant role
Petal is seeking an experienced, diligent and intelligent Senior Accountant to be involved in running the day-to-day financial operations to help support the business in accomplishing its mission. In this role you’ll work on everything from day-to-day accounting tasks to creating new processes and workflows as our organization continues to scale, as well as own month-end close tasks, support financial audits and much more. The ideal candidate is detail oriented, organized, ambitious and works well both independently and collaboratively.
Key responsibilities:
- Serve as a key player during the monthly close process to ensure accurate and transparent representation of financial results
- Analyze monthly/quarterly/annual financial results and prepare variance analyses
- Assist with Treasury and Accounts Payable functions including processing reimbursements, managing corporate card expenses, and ensuring expenses are in accordance with company policy
- Work cross functionally with various departments to manage expenses and improve processes
- Provide support to external auditors on the annual financial audit, including preparing schedules and responding to audit inquiries
- Assist external technical accountants with analysis regarding Revenue Recognition, Allowance for Loan and Lease Losses, Debt Modifications, etc.
- Support ad-hoc accounting projects including the creation of new processes and implementation of new systems as the organization continues to evolve and grow
Characteristics of a successful candidate:
- 3+ years of relevant accounting experience
- Bachelor of Science in Accounting
- Organized and able to efficiently prioritize, multi-task, and adapt in a fast-paced, often ambiguous environment; ability to meet deadlines
- Capacity to function independently in a self-directed environment
- Strong interpersonal and communication skills
- Familiarity with monthly close procedures including generating journal entries and preparing balance sheet reconciliations and variance analyses
- Ability to analyze data and draw conclusions
- Proficient in Microsoft Excel and Google Suite
- Excited by challenges and ready to think critically about process improvements in a collaborative environment
Nice-to-haves:
- Experience with NetSuite, Bill.com, and/or Ramp
- Experience working at a fintech or start-up
We are an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. We’re proud to be different, together.
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