Accounting Manager

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The Petal mission


Petal’s mission is to bring financial opportunity and innovation to everyone. 


We're pioneering a new approach to credit, by analyzing an applicant’s banking history, in addition to credit history, to determine their creditworthiness. We call this technology a Cash Score — and it takes into account income, spending, and savings. It’s currently helping thousands of people qualify for credit at better rates, even if they’ve never had it before.


We bring the same ingenuity to our credit card products. Our simple and intuitive app gives members access to credit score tracking, budgeting tools, subscription management, and automated payment options—everything they need to make financial progress. 


Now more than ever, Americans need help improving their credit safely, responsibly, and affordably. If this sounds like something you’d like to be a part of, apply now, and let’s change this trillion-dollar industry together. 


At Petal, we're looking for people with kindness, positivity, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and potential will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Petal, we welcome diverse perspectives from people who think rigorously and aren't afraid to challenge assumptions.


The Accounting Manager role


Petal is seeking an energetic and growth-driven Accounting Manager to support and elevate the Finance team. Reporting into the Director of Accounting, the Accounting Manager will help lead and improve our monthly close process, support financial audits and compliance reporting, and implement accounting processes to support new business initiatives. This role will be instrumental in strengthening our accounting foundation, ensuring we’re prepared to meet the demands of our rapid and exciting growth.

Key responsibilities:

  • Manage the month-end close process, including creating and reviewing work papers and preparing financial statements
  • Participate in daily accounting activities, including preparing and reviewing Journal Entries and supporting schedules
  • Assist with managing the annual audit and tax engagements, including tracking and communicating internal deadlines and responding to requests
  • Ensure reporting and compliance deadlines are met, and contribute to creating a framework for closing faster
  • Oversee the implementation of new accounting close software
  • Assist with adopting CECL 
  • Work cross functionally to lead the implementation of key accounting reconciliations

Characteristics of a successful candidate:

  • 5-7 years of corporate accounting experience or a mix of audit and corporate accounting
  • Bachelor of Science in Accounting
  • Extremely knowledgeable about monthly close procedures and best practices
  • Proficient in MS Office (especially Excel) and Google Suite
  • Eager to work in a fast-paced environment and serious about rolling up your sleeves to get the job done
  • Organized, detail-oriented, and collaborative - effective communication is key
  • Excited by challenges and ready to think critically about process improvements
  • Ability to thrive in a fast-paced environment with changing priorities
  • Experience working with the tech stack expected at a company of our size (ERP such as NetSuite; Expense Management software such as Bill.com, Ramp, Teampay)

Nice-to-haves:

  • Experience working with consolidated entities and understanding of inter-company transactions
  • Experience building out processes to accurately report software capitalization
  • Experience with reporting SaaS revenue (i.e. understanding 606)

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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
  • People Operations
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    • SlackCollaboration
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    • Monday.comProject Management

Location

Petal's HQ office is located in the lovely SoHo neighborhood in lower Manhattan, New York City and is near the Spring St, Houston and Canal Street subway stops.

An Insider's view of Petal

What's something quirky about your company?

At Petal we celebrate our big wins with an unlikely pairing of Popeyes and Prosecco. The origin story remains a mystery — but if we accomplish something really big you can bet that delicious fried chicken and bubbles are on the horizon.

Liza

Talent, Senior Manager

What's the biggest problem your team is solving?

On the Payments team, we're working to increase the speed of payments processing for our members. This way we can deliver a real-time experience, reduce the likelihood of payment reversals, and allow faster access to a member's available credit.

Rohini

Senior Product Manager II

How has your career grown since starting at the company?

I started at Petal as a Credit Ops Analyst. Since then, I’ve had the chance to learn from industry experts, contribute to other sectors of the company, and further pursue my passions. I now have the privilege of leading the department where I got my start. Petal has allowed me to zero in on my purpose and continues to advocate for my development.

Allen

Risk Ops Manager

How do you make yourself accessible to the rest of the team?

Being accessible means that folks have multiple channels to engage with me & contribute ideas, give feedback, influence direction, & seek information. A few channels I use include office hours, monthly AMA's, Tech town halls, & ad-hoc check-ins. It means listening actively, assuming positive intent, asking constructive questions, & trusting others.

John

VP Engineering

How do you collaborate with other teams in the company?

As a PM, I work on delivering an engaging and frictionless app experience for users as they progress on their credit building journey. One of my favorite aspects of Petal’s culture is the egoless, team-first atmosphere that allows Petalians across functions ranging from Compliance to Design to make great things happen for our users together.

Harper

Senior Product Manager I

What are Petal Perks + Benefits

Petal Benefits Overview

Our people are our best perk. Petal is made up of some incredibly kind, inclusive, mission-driven, and passionate folks.

But, besides our team, we offer: In person and virtual team events such as magic shows and game nights, lunch and learns with both external entrepreneurs and internal team members, flexible PTO, medical/dental/vision benefits, 401(k) and a number of Employee Resource Groups you can get involved in. And we're open to hearing more about what would make you more productive and fulfilled!

Culture
Open door policy
OKR operational model
Team based strategic planning
Pair programming
Open office floor plan
Flexible work schedule
Remote work program
Diversity
Dedicated diversity and inclusion staff
Mandated unconscious bias training
Diversity manifesto
Mean gender pay gap below 10%
Diversity employee resource groups
Hiring practices that promote diversity
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Dental insurance
Vision insurance
Health insurance
Mental health benefits
Financial & Retirement
401(K)
Company equity
Performance bonus
Child Care & Parental Leave Benefits
Generous parental leave
Family medical leave
Return-to-work program post parental leave
Vacation & Time Off Benefits
Unlimited vacation policy
Generous PTO
Sabbatical
Paid holidays
Paid sick days
Office Perks
Commuter benefits
Company-sponsored outings
Free snacks and drinks
Some meals provided
Company-sponsored happy hours
Pet friendly
Home-office stipend for remote employees
Professional Development Benefits
Job training & conferences
Lunch and learns
Promote from within
Mentorship program
Continuing education available during work hours

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