Analyst, Consumer Credit Risk
Help us Empower the Individual Through Crypto
Gemini Trust Company, LLC (Gemini) empowers individuals through crypto by providing simple, elegant, and secure ways for people to buy, sell, store, earn, and use cryptocurrency. We are a licensed cryptocurrency exchange and custodian with a focus on product, security, licensing, and compliance.
Cryptocurrency and blockchain technology have the power to transform the world for good. This truth, along with our core values, form the bedrock of our company and culture. At Gemini, no job is too small and no project too big as we endeavor to build the future of money. We are a mission-driven, team-based, inclusive, and determined community of thought-leaders who invest in each other and the long game. Join us in our mission!
At Gemini, our mission is to empower the individual and that includes giving our employees flexibility of choice — our Office Optional Policy allows employees to choose to work from one of our physical locations or from home.
Select roles that are location-specific will still be eligible for flexible schedules.
The Department: Risk
Protection - for our clients and our company - forms the linchpin of our business at Gemini. Our Risk department plays a critical role in proactively identifying, mitigating, and managing the firm’s exposure, both internally and externally. Leveraging data, engineering, and intellectual horsepower, our Risk team is building a robust second line of defense in a first-of-its kind industry; our goal: safeguard Gemini so that we can continue to revolutionize the future of money.
Overview
Protection - for our clients and our company - forms the linchpin of our business at Gemini. Our Risk department plays a critical role in proactively identifying, mitigating, and managing the firm’s exposure, both internally and externally. Leveraging data, engineering, and intellectual horsepower, our Risk team is building a robust second line of defense in a first-of-its kind industry; our goal: safeguard Gemini so that we can continue to revolutionize the future of money.
We are looking for a consumer Risk Associate to join our Risk department. They will be responsible for enhancing and developing the next generation of Gemini’s consumer credit card risk framework. The candidate will report directly to the Head of Credit Card Risk and have influence over all aspects of the credit card life cycle.
Responsibilities
- Develop and enhance consumer credit portfolio reporting
- Responsible for creating credit metric dashboard for senior leadership
- Ad hoc data analysis to understand portfolio dynamics and portfolio risk
- Employ data analytics to optimize the risk framework as the portfolio launches and scales
- Report and track metrics on a consistent basis to ensure acceptable risk tolerances and identify portfolio trends
Qualifications - Minimum
- 2+ years of analytical experience or portfolio reporting
- Proven ability to data analytics toward business goals
- Strong data manipulation skills with knowledge of data processing and analysis technologies (BI packages, Python or similar)
- Proactive attitude and problem solving skills.
Qualifications – Preferred
- Exceptional communication skills (both written and oral)
- Excellent analytical and numerical capacity
- Experience as a analyst in a card issuing bank
- Strong sense of personal accountability
- Passion for startups, new technology, and cryptocurrency
Our Commitment to Diversity & Inclusion
Building the Future of Money is a global mission that promises to transform lives across borders, societies, and cultures. At Gemini, we know that our success is impossible without diverse teams who represent our end users, so we are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. Equal Opportunity is the Law, and Gemini is proud to be an equal opportunity workplace and affirmative action employer. If you have a disability or special need that requires accommodation, please let a member of the People Team know!
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