Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We’re looking for a smart, driven individual to join our Capital Markets team as a Director. Affirm Capital Markets is responsible for developing and implementing an ongoing strategy for funding our loans - a complex role essential to the functioning of a modern bank. The ideal candidate will have a wide understanding of capital markets and various debt funding strategies with specific related experience. Additionally, an ideal candidate will have strong interpersonal skills and the desire to work with both internal and external stakeholders.

What You'll Do

• Work on a small (but growing!) team as an integral part of capital markets strategy decision-making
• Analyze and interpret the impact of various debt funding strategies while working in the context of broader corporate goals
• Lead legal negotiation/documentation with funding counterparties alongside counsel
• Partner cross-functionally with our Product, Sales and Marketing, Servicing and Risk teams to drive strategy and optimize tactics as it relates to capital markets
• Help build / relationships with existing and potential investors

What We Look For

• 8+ years of relevant industry experience at an investment bank, hedge fund, or asset manager focused on warehouses, securitizations, or other ABS strategies. Alternatively, experience at a consumer or marketplace lending company in a capital markets or debt funding role.
• Wide understanding of capital markets, funding strategies, fund formation, and/or other ways to raise debt capital
• BA/BS degree in a quantitative discipline or equivalent work experience; MBA or CFA is a plus
• Knowledge of SQL or Python is a plus
• Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment
• Intelligence + Humility. Hubris is the fastest way to blow up a bank!

If you got to this point, we hope you're feeling excited about the job description you just read. Even if you don't feel that you meet every single requirement, we still encourage you to apply. We're eager to meet people that believe in Affirm's mission and can contribute to our team in a variety of ways – not just candidates who check all the boxes.

At Affirm, "People Come First" is a core value and that’s why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can learn more about our D&I efforts here.