Credit Analyst at Fundera
| Greater NYC Area
Sorry, this job was removed at 7:50 a.m. (EST) on Tuesday, March 17, 2020
Here’s the thing—we hate traditional job descriptions. In our experience, they’re a terrible representation of what a job really entails and never paint a true picture of what it’s like to work at an organization.
That’s why, at Fundera, we do things differently. Instead of presenting you with some run-of-the-mill job description, we offer potential candidates our Job Spotlights. This gives us a chance to tell you the story of us, why you should work here, and what the role is really like.
Who’s Fundera and Why Should I Care?
Fundera is the go-to financial resource for small businesses. We’re here to help entrepreneurs achieve their financial goals and grow businesses as big as their aspirations.
As a catalyst for smart financial decisions, our combination of proprietary technology and financial expertise provides business owners with tailored solutions based on their unique needs and eligibility—helping them prosper, create more jobs, and, ultimately, grow the economy.
Armed with one of the most experienced and passionate leadership teams in the business and backed by the industry’s leading investors, we’ve made a big impact on Main Street in just a short amount of time (Fundera launched in 2014 and has helped 35,000+ small businesses find their best financial solutions and secure over $1 billion in funding).
We’re experiencing massive growth year over year, and our impact on America’s job creators grows with us. We’re looking to further our impact and need incredible, ambitious, mission-oriented people to get there.
If you want to make a difference, if you want to create a workplace and life you love, and if you want to learn more and grow faster than you will at any other point in your career, you should keep reading.
What Is It Like to Work Here?
The easiest way to answer this is to check out our great rating on Glassdoor, take a deep dive into a few of our employee profiles, or look into some of our recent awards, like Crain’s Best Places to Work. Also, don’t forget to peep our Instagram.
For more detail, though, here are a few of our favorite things:
1. We want people who elevate the game - and offer meaningful equity in our fast-growing company to compensate for top performers.
2. We offer generous medical, dental, and vision insurance—you shouldn’t have to stress about your health. (And less stress makes you healthier, right?!)
3. Yes, your Fundera family is very important, but yours at home matters most. That’s why we offer incredibly generous maternity and paternity leave, have a family-friendly office, and love nothing more than seeing our Fundera kiddos at company events and socials.
4. Everybody needs a little R&R—but we want our team to have more than just a little. You’ll get flexible PTO and we mean legitimately flexible PTO.
5. We sponsor regular catered lunches with really cool speakers (like the founders of Birchbox, CityRow, and Percolate). We also regularly host company happy hours, and other events such as employee-led trivia and visits to customers. It’s important to bring our team together as much as possible.
6. Transparency is what our product is built on—and so is our culture. Whether that means regular all-hands meetings, board decks circulated every month, or a highly accessible leadership team, we’re all stakeholders in this company and never forget that.
Ultimately, at Fundera, you get to come to work with a group of supportive, talented, ambitious individuals who will teach you something new every day, whilst building a product that will truly and actually change the lives of America’s small businesses and job creators. We think it’s pretty cool, and think you will, too.
Is This Role Right for Me?
Our Credit Analyst is to be a reliable and trustworthy credit expert within the Fundera SBA team. This person will seek to increase the quality and velocity of our SBA credit analysis and decisioning through partnership with the SBA Relationship Manager and SBA Lending Partners. Internally, they’ll be relied upon as the SBA credit expert, and ‘source of truth’ when sales, SBA Relationship Manager, and borrower credit questions arise.
As a Credit Analyst, You'll Get to...
- Analyze borrower documents and deliver underwriting decisions on ~100 small business applicants per month
- Be the trusted resource internally to the SBA Relationship Manager and Fundera sales team while demonstrating a deep understanding of the SBA credit box and approval process
- Be the trusted resource externally for SBA Lending Partners implementing credit changes/improvements, and for borrowers who require credit-specific guidance
- Demonstrate proficiency in SBA technical lending standards as defined by the SBA SOP Subpart B for Originations
- Own the SBA Cash Flow Pipeline, stay within Internal SLA’s, and regularly report on funnel status with the purpose of making proactive suggestions on how to improve efficiency within Cash Flow stages, and ultimately increasing the productivity of the SBA team as measured by cash flow completions, cash flow passes, and funded volume
- Make regular suggestions for process improvement and how product enhancements can automate meaningful stages of the SBA credit and cash flow process
We're Looking for People Who Have...
- 2+ years professional experience in Credit, Accounting, or Finance, or a Bachelor’s degree / relevant coursework in Accounting or Finance
- Understanding of financial concepts and how to read and interpret financial statements
- Experience working in a high-urgency, fast-paced environment
- Proficiency using Excel for financial analysis
- Excellent communication skills
- Experience working cross-functionally with different stakeholders
- Previous experience with banks or underwriting a plus, but not required
What Should I Do If I'm Interested?
If working at Fundera gets you excited, we want to hear from you, regardless whether you think this role is a fit. If you think you’ve got the related experience, apply here to be our Credit Analyst.
DISCLAIMER: Fundera does not accept unsolicited resumes from recruiters. Fundera is not responsible for fees from recruiters or other agencies except pursuant to written agreements with Fundera and authorization access granted on a per job basis through the use of Fundera’s agency portal link.
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