Investment Associate, Credit Underwriting

| Greater NYC Area
About this role
Our Investment Team is looking for a dynamic, thoughtful and team-oriented credit underwriting professional. The Associate will report to the Associate Director of Investments and will play an integral part in the growth of YieldStreet's platform. In this role, you will be responsible for the screening and diligencing of potential transactions which includes the completion of a full credit underwrite, preparation of credit committee memoranda, development of investor facing materials, and coordination of the final closing. We have deployed over $1.0B to-date across all asset classes and are looking to grow to $1.0B plus per year.

What you'll do

  • Lead underwriting on structured loan transactions.
  • Collect and analyze Originator and Credit Opportunity information to determine credit worthiness in accordance with underwriting guidelines.
  • Develop financial models and other Excel based tools to assess the Credit Opportunity related to risk.
  • Articulate financial concepts and information pertaining to Credit Opportunities through a written memorandum for internal and external audiences.
  • Assist in tasks across functions including: origination, underwriting, structuring, portfolio management, operations, technology and marketing.

What you'll need

  • Bachelor’s Degree
  • 3-6 years of transactional based credit underwriting experience
  • Experience in financial statement analysis, financial modeling or financial valuation; preparing financial information, interpreting financial performance or assessing risk exposure
  • Ability to articulate financial concepts and information in both verbal and written forms
  • Excellent organizational skills and high attention to detail
  • Deal Execution Oriented 
  • Proficiency in Microsoft Office, including Word, Excel and PowerPoint
  • Ability to work seamlessly in a cross-functional team environment spanning multiple disciplines
  • Ability to thrive in an ambiguous and fast paced startup environment

About YieldStreet 
YieldStreet is disrupting the trillion-dollar lending and investment industry. We recently raised $178m in financing from world-class venture capitalists to help us scale. Our investor demand is soaring, and our team is expected to double in size this year. Do you have what it takes to join a booming startup that is changing the investment industry? 
We're building the largest global digital wealth management platform to change the way wealth is created. With an investor-first approach, our investor community builds a diversified portfolio of investments outside of the stock market to generate passive income. YieldStreet is giving unprecedented access to asset classes such as Real Estate, Marine, Legal, Art & Commercial. We’re headquartered in New York City with offices in Brazil, Argentina, Malta and Greece.  
Benefits 
We offer an attractive market compensation and benefits package including a competitive base salary, bonus opportunity, stock option plan, health, dental & vision benefits, life insurance, 401(k) match, unlimited paid vacation, sabbatical and paid holidays and that's before you even step in the office! 
This is an opportunity to work with a group of diverse, smart, and friendly people from 8 different countries who speak a total of 17 different languages. Our team is comprised of successful entrepreneurs with combined exits of over $1B, and we get social with each other during happy hours, exercise classes and team off sites in our work hard/play hard culture. We're located in a beautiful new office in Midtown, our building is close to most major subway lines.

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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
    • JavaLanguages
    • JavascriptLanguages
    • PythonLanguages
    • RLanguages
    • ScalaLanguages
    • SqlLanguages
    • ReactLibraries
    • ReduxLibraries
    • React NativeLibraries
    • FlexFrameworks
    • HadoopFrameworks
    • SparkFrameworks
    • AkkaFrameworks
    • LagomFrameworks
    • PlayFrameworks
    • Kafka Frameworks
    • CassandraDatabases
    • MySQLDatabases
    • RedisDatabases
    • KubernetesDatabases
    • Google AnalyticsAnalytics
    • OptimizelyAnalytics
    • SegmentAnalytics
    • HeapAnalytics
    • PeriscopeAnalytics
    • FullStoryAnalytics
    • InVisionDesign
    • PhotoshopDesign
    • SketchDesign
    • ZeplinDesign
    • TrelloManagement
    • ClubhouseManagement
    • WordpressCMS
    • HubSpotCRM
    • SalesforceCRM
    • MailChimpEmail
    • MandrillEmail
    • SendGridEmail
    • MarketoLead Gen

Location

597 5th Avenue, New York, NY 10017

An Insider's view of YieldStreet

What are some social events your company does?

My favorite part of YieldStreet is our camaraderie. It’s refreshing to be part of a team that likes spending time together vs bolting for the door as soon as the clock strikes 5. We do group workouts, host guest speakers, do team outings, and go for dinners at popular spots like Vandal, Lavo and Nobu.

Meg

Chief of Staff

How do you collaborate with other teams in the company?

We collaborate across functional differences (your normal departmental divisions) and geographic distances. We not only share documentation about features and strategy, but also about the best spots to grab a bite, a drink, or to catch a show! YieldStreet folks look out for each other, so our teams in Brazil, Argentina, Malta have followed suit.

Charlie

Product Manager

How has your career grown since starting at the company?

My career has grown tremendously in the year and a half at YieldStreet. I started as the only Product Manager on the team, and as we've scaled, I have had the opportunity to grow the product team to six people. I was recently promoted to Director and now have a wide-ranging set of responsibilities and the capability to impact company strategy.

Glenna

Director of Product Management

How do your team's ideas influence the company's direction?

Technology is the great enabler for YieldStreet's core mission to democratize access to alternative investment products for all investors. This resonates very strongly with the product/tech group, both as the team that builds the software to make this mission a reality, and as current and potential users of the very software we build.

Hrishi

CTO

How does your team reward individual success?

I knew code wasn’t the only place I could contribute. Within a year I was involved on projects across 4 teams, was promoted to senior engineer, and now lead the mobile dev team. Last quarter I received our coveted Impala award, exemplifying that quarter’s mission: focus and blitz. My worst day at YS has been better than my best at any other job.

David

Senior Software Engineer

What are YieldStreet Perks + Benefits

YieldStreet Benefits Overview

We offer competitive compensation, stock options, robust healthcare benefits, 401(k) match, life insurance, paid vacation & holidays, free catered lunch, and other benefits that put your health and well being first such as a meditation app membership and healthcare concierge services paid for by the company!

Culture
Volunteer in local community
Partners with Nonprofits
Friends outside of work
Eat lunch together
Open door policy
Team owned deliverables
Team based strategic planning
Pair programming
Open office floor plan
Diversity
Highly diverse management team
Health Insurance & Wellness Benefits
Disability Insurance
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Wellness Programs
Team workouts
Retirement & Stock Options Benefits
401(K)
401(K) Matching
Company Equity
Child Care & Parental Leave Benefits
Generous Parental Leave
Family Medical Leave
Vacation & Time Off Benefits
Unlimited Vacation Policy
Sabbatical
Eligible employees get 20 days of paid sabbatical after their first 4 years of working at the company.
Paid Holidays
Paid Sick Days
Perks & Discounts
Casual Dress
Company Outings
Stocked Kitchen
Some Meals Provided
Happy Hours
Fitness Subsidies
YieldStreet pays for fitness classes that we attend together as a team.
Professional Development Benefits
Lunch and learns
For example, New York Times best selling author, Alexa von Tobel recently held a lunch & learn about her new book "Financially Forward". All of our employees received a free copy of her book
Cross functional training encouraged
Promote from within
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