AML BSA Officer

| Greater NYC Area

Since 2011, we’ve had a clear mission: money without borders. Built by and for people who live global lives, we’re the fairest, easiest way to manage your money across borders.
We’re just at the beginning of our story and we’re growing at an incredible pace. We won’t stop until anyone, anywhere can send, spend and receive money wherever they are, whatever they’re doing. There’s still heaps to do and we can’t do it alone.

We're now looking for an AML BSA Officer/ Financial Crime Lead to join TransferWise’s North America team and help take the Company to the next level. You will be working very closely with the Operational Compliance teams to help shape our AML strategy and work from either our NYC or Tampa office.

Your mission:

  • Owner of the North America Financial Crime Risk Assessment and contributor to the Enterprise Financial Crime Risk Assessment. Responsible and accountable for considering financial crime risk across all products, and driving a risk-based approach to money-laundering and terrorist financing;
  • Work with the cross-function compliance teams (AML, Verification, EDD, Fraud) to provide insights on risks and typologies, mitigate ML/TF and financial crime risks, and promote robust compliance cross-team communication;
  • Work with product teams (both regional and global) to understand the financial crime risks of new products and features, and to build products with a healthy compliance foundation;
  • Develop and maintain accurate management information (MI) on financial crime risk and controls, keeping all teams informed of the “health” of the compliance program;
  • Continuously develop and maintain a AML/ CTF risk management program, which tracks risks and allows operational teams to make informed decisions on the systems and controls that they build;
  • Undertake at least annually an AML/ CTF risk assessment ensuring timely action to remedy any areas that need improvement; 
  • Represent the AML/ CTF risk function and methodology to regulators, auditors and partners where required, establishing and maintaining solid partnerships.

This role will give you the opportunity to:

  • Develop an in-depth knowledge of TransferWise’s customers and products and how we are achieving Money Without Borders.
  • Help keep compliance right at the heart of our product developments.
  • Build something for the future - we are continuing to grow rapidly and your work will be key to continuing that.

A bit about you:

  • Expert in relevant North America regulations and regulatory guidance, particularly the Anti Money Laundering, Counter Terrorist Financing and Electronic Funds Transfer Regulations;
  • Previous experience performing ML/TF risk assessments with respect to financial services products;
  • Previous experience working with operational compliance teams to strengthen policy and process for financial crime risk controls;
  • Strong relationship builder across all levels of the business, that leads by example and demonstrates the TransferWise values in all their actions;
  • Willingness to get involved at the in all stages of the Compliance Program;
  • Flexibility for travel, approximately 20% of time.

What we offer in return:

  • Competitive base salary and stock options package;
  • Generous paid time off policy (24 days), including an all-expenses-paid company holiday in Europe;
  • Peace of mind with terrific medical, dental, and vision plans alongside family leave;
  • Lots more awesome TransferWise benefits.

A bit about TransferWise:

Since 2011, we’ve had a clear mission: money without borders. Built by and for people who live global lives, we’re the fairest, easiest way to manage your money across borders.

We’re just at the beginning of our story and we’re growing at an incredible pace. We won’t stop until anyone, anywhere can send, spend and receive money wherever they are, whatever they’re doing. There’s still heaps to do and we can’t do it alone.

Our People:

At TransferWise, you’ll be joining a movement of people who believe in a better, fairer, more transparent way of moving money around the world. You’ll collaborate to do your best work and take on problems that no one has looked at before.

If you’re keen to learn, grow, try new things and aren’t afraid of a bold plan, you’ll fit right in.

How we work:

At TransferWise our strategy emerges from the collective brainpower of all our people, who are organised in dozens of independent, autonomous teams. Teams stay closest to our customers, so they choose what problems to solve and where to spend the most time.

You’ll experience radical levels of ownership and empowerment within your role. Plus the opportunity to see the direct impact of your work on our customers.


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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
    • JavaLanguages
    • JavascriptLanguages
    • SwiftLanguages
    • AngularJSFrameworks
    • Google AnalyticsAnalytics
    • MixpanelAnalytics
    • IllustratorDesign
    • ConfluenceManagement
    • JIRAManagement
    • IntercomCRM
    • MailChimpEmail


Our NYC office is located on 24th street, in the Flatiron district amongst all the best places to eat!

An Insider's view of TransferWise

How do your team's ideas influence the company's direction?

"We work in autonomous teams that focus on specific customer problems. We define the top line KPI for the company and then teams have full autonomy on what customer problems to solve to move that KPI. This structure empowers people closest to the customers to make their own decisions. Teams move fast and in parallel."



What are TransferWise Perks + Benefits

TransferWise Benefits Overview

We listened to what our employees wanted from us as an employer and have tailored a benefits package around them, which includes; 6 weeks paid leave for people who have been at the company for four years, a flexible-working policy, generous maternity and paternity leave, and an annual all company trip away.

When we designed our new offices, we asked our teams what they’d like to have in their workplace. We’ve created office environments where people enjoy coming in and where they can do their best work.

Health Insurance & Wellness Benefits
Disability Insurance
Our employer paid short-term disability insurance pays you a portion of your earnings if you miss time at work because of a disabling illness or injury.
Dental Benefits
We offer individual and family plans which include preventative examinations and contribution towards basic and major dental treatments.
Vision Benefits
We provide cover towards your annual eye exams, frames and lenses.
Health Insurance Benefits
We have options for family and individual insurance plans
Wellness Programs
Our wellness programme includes gym discounts and other local offers.
Retirement & Stock Options Benefits
401(K) Matching
Company Equity
Employee Stock Purchase Plan
We offer all our employees stock options because we’re all creating TransferWise together and we want to share the value of our success.
Child Care & Parental Leave Benefits
Generous Parental Leave
We care about your important life events and want to make sure you take the time you need with your family. In NY everyone gets 16 weeks fully paid leave to care for their child.
Flexible Work Schedule
We offer a flexible schedule that works around you and your team.
Remote Work Program
You may need to work remotely or take some time to work from home or abroad with your family. Whatever it is, you can chat to your team lead and we’ll do our best to make it happen.
Vacation & Time Off Benefits
Generous PTO
We offer 23 days per anniversary year plus public holidays and a day off on your birthday!
Paid Volunteer Time
We offer a full days paid volunteering per year
After 4 years at TransferWise, all our employees have the option to take 6 weeks paid time off.
Paid Holidays
We offer all employees paid time off for public holidays
Paid Sick Days
Perks & Discounts
Beer on Tap
Casual Dress
Commuter Benefits
Our Commuter Benefits Plan reduces your commuting expenses by allowing you to set aside pre-tax money for qualified transit and parking expenses you incur while getting to and from work.
Stocked Kitchen
Some Meals Provided
You can pay for parking at or near your regular place of employment tax-free.
Pet Friendly
Relocation Assistance
Fitness Subsidies
Professional Development Benefits
Job Training & Conferences

Additional Perks + Benefits

23 days holiday (PTO) + your birthday off + bank holidays and volunteer days. International Travel + 1 Abroad Company Holiday per year.

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