VP, Risk & Underwriting

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Our mission is to give renters everywhere greater financial freedom to plan and enjoy their lives.

Our first product eliminates cash security deposits and puts more money back in renters’ pockets. With over $45 billion tied up in security deposits for 110 million renters in the United States alone, it’s time for security deposits to officially become a thing of the past. Tying up money at one of life’s biggest and most expensive moments just isn’t fair.

So we threw out the antiquated “way of doing things” and built a technology-driven insurance product to help bring renting into the 21st century. With Rhino, millions of renters across the country now have the opportunity to save with our award-winning deposit insurance. We’ve already saved hundreds of millions of dollars for renters and are trusted in over 1 million homes nationwide, and most importantly, we’re just getting started...

In this role you will: 

  • Assume a leadership position overseeing insurance risk and underwriting working directly with Rhino’s Co-Founder and CFO
  • Join a fast-paced, entrepreneurial and collaborative team creating brand new insurance products, rethinking existing products and approaching challenges with innovative non-traditional solutions
  • Work side by side with executive leadership to build core risk and underwriting functions to support Rhino’s existing and new products 
  • Be responsible for end-to-end risk and underwriting for Rhino’s deposit insurance product, ranging from sales and distribution to performance and insurance product design
  • Be responsible for Rhino’s actuarial, portfolio management, underwriting and risk management functions
  • Identify and recruit talented professionals to join your team, and develop and manage your team to provide exceptional service to the entire Rhino organization
  • Work closely with finance on strategic initiatives, reinsurance, risk financing, and capital efficiency
  • Work closely with analytics and data science teams on harnessing data to make informed decisions
  • Provide advice and counsel to executive leaders on company strategy and core insurance businesses and provide execution support for the same

In terms of qualifications, we’re ideally seeking:

  • 10+ years of experience in insurance; start-up experience preferred
  • Advanced knowledge of property & casualty insurance business lines, and the relevant legal and regulatory environment
  • P&C licensing, actuarial designation, and/or underwriting designation preferred
  • Proven ability to recruit and manage talented individuals to join your team
  • You have an analytical problem solving approach. Detail-oriented, but capable of seeing the big picture and following the “80/20 rule”
  • A resourceful, scrappy self-starter, self-motivated colleague that takes ownership and accountability to deliver results
  • Strong interpersonal and communication skills with the ability to synthesize complex and nuanced concepts to technical and non-technical audiences
  • Organized and able to efficiently prioritize, multi-task, and adapt in a fast-paced, often changing environment

Benefits: 

  • Competitive compensation and 401k 
  • Unlimited PTO to give our employees a little extra R&R when they need it  
  • Stock option plan to give our employees a direct stake in Rhino’s success
  • Comprehensive health coverage (medical, dental, vision)
  • Remote Work Program to allow for flexibility between home and the office
  • Generous Parental Leave to create a family-friendly culture
  • Wellness Perks (Gym, Classpass, & Citibike Memberships)
  • Commuter Benefits through a Flexible Spending Account
  • Fintech Equality Coalition Founding member



Rhino is committed to the principle of equal employment opportunity for all employees, and to providing employees with a work environment free of discrimination and harassment. All employment decisions at Rhino are without regard to race, color, age, religion or belief, sexual orientation, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Rhino has a zero-tolerance policy against discrimination or harassment based on any of these characteristics. This includes recruitment, hiring, promotions, transfers, discipline, terminations, wage and salary administration, benefits, and training.

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Location

New York, NY 10016

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