Senior Product Manager

| Greater NYC Area
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Bread is a technology company that aims to transform the world of paper credit card applications and hidden interest rates by providing leading point-of-sale financing options for merchants across the e-commerce journey. We build tools, technologies and APIs that allow merchants to integrate an installment loan financing and checkout experience anywhere in their customers’ shopping journey. Bread was started in 2015 by financial technology veterans, and has experienced explosive growth to date. We’re backed by top investors including Menlo Ventures, Bessemer Venture Partners, Kinnevik, among others.

At Bread, Product Managers own product vision, strategy and roadmap, working closely with engineers and designers to build products that our merchants, members and other users love. We’re looking for entrepreneurial individuals who are both creative and strategic to come up with innovative products that will help us achieve our mission of transforming consumer finance.

Bread’s business sits at the center of consumer lending, ecommerce conversion, payments, fraud and identity verification. We’re looking for a product person who isn’t afraid to dig into any of these areas and who is excited to work all our users, including merchants, borrowers, developers, regulators, lending partners and internal teams, to continue growing our portfolio of products.

As the Senior Product Manager for Partnerships, you will be responsible for customizing the Bread platform to meet the user experience, decisioning, originations, and servicing needs of Bread’s bank partnerships. This will enable Bread and banks to co-sell the Bread platform to enterprise level merchants to drive sales for their eCommerce sites in the US and internationally. 

You will:

  • Own the strategy, roadmap and project plan for launching Bread’s first bank partnerships in close partnership with our Partnerships, Operations, Risk, Product, Engineering and Finance teams.
  • Partner with the Partnerships Engineering Lead to launch and iterate on the user experience, decisioning, originations, and servicing for payments made through Bread’s platform.
  • Conduct user research and data analysis to uncover opportunity areas to drive additional volume through merchants acquired via Bank partnership
  • Assess the ROI of those initiatives to determine which initiatives would be most impactful particular to and across partnerships and prioritize across opportunities accordingly
  • Build consensus on product priorities and communicate this vision to stakeholders and across the company.
  • Partner with the Partnerships Engineering Lead as a core driver of Partnerships team culture.
  • Triage and partner with Engineering to address any issues or defects in the services and systems owned by the Partnerships Team.

Requirements:

  • 4+ years of experience in product management, including experience in FinTech 
  • Experience collaborating closely with stakeholders and engineers to prioritize and bring features to market through an Agile software development lifecycle
  • Experience working with international and domestic partners 
  • Previous experience developing data-driven product stories from analysis of raw data (Knowledge of SQL a plus)
  • Strong analytical, problem solving, communication, and project management skills
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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
    • GolangLanguages
    • JavascriptLanguages
    • FluxLibraries
    • ReactLibraries
    • ReduxLibraries
    • PostgreSQLDatabases
    • Google AnalyticsAnalytics
    • ConfluenceManagement
    • JIRAManagement
    • TrelloManagement
    • HubSpotCRM
    • SalesforceCRM
    • MailChimpEmail
    • MarketoLead Gen

Location

156 5th Avenue, 2nd floor, New York, NY 10010

An Insider's view of Bread

What are some social events your company does?

We love celebrating all that we can from our monthly happy hours, DI&B events to our summer/winter holiday parties. Our team is extremely thoughtful about how we gather together to ensure everyone is excited about and included in all we do. It fosters collaboration in a more strategic yet relaxed way which helps build relationships.

Britney

Head of Employee Engagement

What projects are you most excited about?

A typical day at Bread is different depending on the engineer. While some engineers enjoy more autonomy, I enjoy collaborating on projects with other engineers and coming up with great solutions together. We strike a balance between stability and innovation through code reviews and guest lectures. I feel supported in my career growth here at Bread.

John

Software Engineer

How does the company support your career growth?

Bread encourages us to empower ourselves from the very start of our careers by offering every employee a stipend to seek educational resources and support. If you envision a role we don’t currently offer, or aspire to transition internally, we aim to give you the tools needed to meet your goal.

Gaby

Recruiting Coordinator

How do you collaborate with other teams in the company?

One of the great things about working at Bread is the cross-functional collaboration with other teams. As an integrations engineer, I have not only learned how to intentionally build a product in a thoughtful manner from the Engineering and Product teams, but also how to be effective in a client facing role from our Sales and Success teams.

Wei

Integrations Engineer

What are Bread Perks + Benefits

Bread Benefits Overview

100% Paid Health, Dental & Vision
Stock Options
Flexible Vacation Policy
Team Events
Weekly Lunches
Learning & Development stipend
Monthly Meditation
Bi-monthly Yoga
Bi-monthly chair massage
Life events and milestone celebrations

Culture
Volunteer in local community
Friends outside of work
Eat lunch together
Intracompany committees
Daily stand up
Open door policy
Team owned deliverables
Team based strategic planning
Open office floor plan
Diversity
Dedicated Diversity/Inclusion Staff
Someone's primary function is managing the company's diversity and inclusion initiatives
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability Insurance
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Wellness Programs
Team workouts
We have in office yoga once a week!
Retirement & Stock Options Benefits
401(K)
Company Equity
Child Care & Parental Leave Benefits
Generous Parental Leave
Flexible Work Schedule
Bread provides employees with a flexible work schedule that includes flexible start and end times.
Family Medical Leave
Company sponsored family events
Bread sponsors family oriented events annually.
Vacation & Time Off Benefits
Unlimited Vacation Policy
Generous PTO
Paid Holidays
Paid Sick Days
Perks & Discounts
Casual Dress
Commuter Benefits
Company Outings
Free Daily Meals
Stocked Kitchen
Some Meals Provided
Happy Hours
Recreational Clubs
Relocation Assistance
Fitness Subsidies
Professional Development Benefits
Job Training & Conferences
Bread offers employees professional development opportunities like annual individual budget for training, the ability to attend job related conferences and seminars.
Tuition Reimbursement
Diversity Program
Lunch and learns
Bread hosts lunch and learn meetings on occasion.
Promote from within
Continuing Education stipend
We offer $$$ annually for continuing education.
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