About Us:

DailyPay is the leader in the on-demand pay industry with an unrivaled technology platform, an unmatched list of blue-chip clients and an extensive list of industry awards. We are rewriting the invisible rules of finance by creating a new financial system. A financial system that is more equitable and inclusive, and benefits everyone. A financial system that enables workers to access their earned pay when they need it. We believe that money should move faster and smoother between employer and employee, between merchant and shopper, between financial institution and customer. 

We are a mission-driven company hyper-focused on designing technology that can build a better financial system and future. It’s no wonder that we are growing at an extraordinary pace. Now we are looking for people who are as passionate as we are about reimagining how money moves. If you’re willing to define new rules, change systems and lives, come join us at DailyPay.

The Role:

We are seeking a seasoned  Operational Risk Analyst to join our growing team! You’ll be a member of the Operational Risk team, within the External Operations department and will report to an Operational Risk Manager.  This individual will be responsible for mitigating operational losses, building and enhancing process controls, identifying and eliminating systemic errors, and redesigning operating processes and systems to improve accuracy and efficiency.  They  will be accountable for identifying and working towards optimizing and controlling operational risk of DailyPay payments and partners. In this role you will utilize information from multiple sources to make informed decisions. Success in this role will rely on a combination of detailed understanding of DailyPay's operational risks, proficiency in risk management practices, ability to speak up and eagerness to learn.

If this opportunity excites you, we encourage you to apply even if you do not meet all of the qualifications.

How You Will Make an Impact:

Within 30 days:

• Understand Daily Pay business model, teams and its risk profile 
• Make connections with other teams in order to build relationships with stakeholders
• Assist on operational risk projects

Within 60 days:

• Begin to take ownership of specific tasks within projects
• Evaluates the control environment by ensuring appropriate controls are in place.
• Participates in the application of operational risk policies, technology and tools, and governance processes to create lasting solutions for minimizing losses from failed internal processes, inadequate controls, and emerging risks.

Within 90 days:

• Liaise with teams on a range of payment, partner and risk topics
• Capture product risks to work with our product and engineering team to improve new product rollouts and current products in production
• Able to look at the larger picture of a risk and dig into control gaps
• Become a subject matter expert on DailyPay’s specific risks
• Execute goals from beginning to end
• Detail-oriented with the ability to set priorities and be flexible in a fast-paced environment
• Help develop and transform the strategy of the team to match business evolution

6 month team goal:

While the team is continually growing and becoming more formalized, our six month goals are to have a formalized risk governance which will include but is not limited to a defined risk tolerance for different risk areas and defined risk event structure for capturing high risk incidents that occur. We will look to formalize oversight and process control mapping for new partner launches, re-implementations, incident management and a continual partner review process.

What You Bring to The Team:

• Bachelor's Degree and 1-3 years of experience in either risk management, consulting, audit or payments OR equivalent education and experience
• Can build strong relationships through effective communication across multiple platforms
• An intuitive problem-solver that works wells under pressure and with all types of personalities
• Can interact and collaborate cross functionally
• Self-starter with ability to prioritize daily tasks 
• Ability to learn quickly in an ever changing environment
• A unique opinion and eager to speak up
• Occasional need to work outside of normal business hours as required to support customers may be required

Bonus Points for:

• Previously worked at a rapid growth company
• Have been a lead point of contact
• Familiarity with data exchange methods

What We Offer:

• Competitive compensation
• Opportunity for equity ownership
• Exceptional health, vision, and dental care
• Employee Resource Groups
• Fun company outings and events
• Unlimited books from Amazon
• Unlimited PTO
• 401K with company match

No sponsorship is available for this position.

DailyPay does not accept and will not review unsolicited resumes from search firms.

DailyPay requires all colleagues in in-office positions be vaccinated against the Covid-19 virus unless there is a documented and approved medical or religious accommodation. As a condition of employment, prior to your start date, you will be required to complete an attestation of vaccination.

DailyPay is committed to fostering an inclusive, equitable culture of belonging, grounded in empathy and respect, which values openness to opinions, awareness of lived experiences, fair treatment and access for all. We strive to build and develop diverse teams to create an organization where innovation thrives, where the full potential of each person is engaged, and their views, beliefs and values are integrated into our ways of working. 

We welcome people of all backgrounds to join us on our mission*. If you require reasonable accommodation for any aspect of the recruitment process, please send a request to [email protected]. All requests for accommodation will be addressed as confidentially as practicable.

 *DailyPay is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, color, religion or creed, alienage or citizenship status, political affiliation, marital or partnership status, age, national origin, ancestry, physical or mental disability, medical condition, veteran status, gender, gender identity, pregnancy, childbirth (or related medical conditions), sex, sexual orientation, sexual and other reproductive health decisions, genetic disorder, genetic predisposition, carrier status, military status, familial status, or domestic violence victim status and any other basis protected under federal, state, or local laws.