Actuarial Director, Actuarial Pricing & Research

At Root, we’re on a mission to improve the lives of our customers by offering better insurance solutions. We challenge ourselves to think differently in order to reimagine insurance to make it smarter, more equitable, and a better experience for all.

We strive to “unbreak” the archaic insurance industry by using data and technology in innovative new ways. We believe we must be steadfast in our commitments to research, experimentation, and disciplined data-driven decision making in order to build products our customers love.

The Opportunity

We believe that a disruptive insurance company must have a principled quantitative framework at its foundation. At Root, we are committed to the rigorous development and effective deployment of modern statistical machine learning methods to problems in the insurance industry.

The Actuarial Director will lead the Actuarial Pricing & Research team, which is responsible for rate and product filings, trend and indication, and pricing innovation. This leader will play a pivotal role in building scalable and automated frameworks, driving strategic initiatives such as national expansion, and establishing and maintaining strong working relationships with DOIs.

You’ll manage an organization of actuaries and partner closely with Product, Data Science, State Management, Legal, and Engineering. You'll also represent actuarial pricing & research in executive discussions and be the primary owner of Root’s filing machine.

Salary Range: $204,120 - $249,480 (Bonus and LTI Eligible)

Root is a “work where it works best” company, meaning we will support you working in whatever location that works best for you across the US.

How You Will Make an Impact

• Lead and scale Root’s actuarial pricing function, currently consisting of 10+ FTEs across pricing actuaries, data scientists, and managers
• Own the strategy and execution of all pricing filings, including base rates, segmentation, UBI, and product enhancements across 35+ jurisdictions
• Guide national expansion pricing efforts, overseeing filings for 7+ new states in the next 12 months 
• Advance Root’s filing/launch infrastructure (“the filing machine”) and develop and maintain cross-functional KPIs with State Management 
• Oversee and grow the actuarial research function, ensuring innovation in areas like trend modeling and building out actuarial assumptions underlying the indication and company-wide analysis (such as seasonality)
• Mentor and develop a high-performing team, with a focus on technical excellence, project ownership, actuarial exam progress and regulatory fluency
• Represent pricing strategy in executive settings, providing insight and recommendations rooted in actuarial soundness and business context
• Collaborate cross-functionally with partner organizations, especially Data Science, Product, State Management, Legal and Insurance Regulatory

What You Will Need to Succeed

• FCAS credential and at least 10+ years of progressive actuarial experience, with strong focus in personal lines pricing and regulatory filings
• 3+ years of successful management experience, including coaching, performance reviews, and hiring
• Demonstrated experience in building tools/processes to scale filings or pricing automation
• Demonstrated ability to set strategic direction for a high-visibility function
• Expertise in filing strategy and regulatory negotiation; experience navigating complex objections and high-volume filings is critical
• Strong working knowledge of rating plan design, predictive modeling integration, and insurance market dynamics
• Adept in project management, team structuring, and capacity planning
• Effective communicator, capable of translating complex actuarial topics for non-technical audiences
• Comfort with modern actuarial and analytical tools (SQL, R/Python, Excel), and experience partnering with Engineering teams
• Preferred but not required:
• • Experience with state and/or product expansion

As part of Root's interview process, we kindly ask that all candidates be on camera for virtual interviews. This helps us create a more personal and engaging experience for both you and our interviewers. Being on camera is a standard requirement for our process and part of how we assess fit and communication style, so we do require it to move forward with any applicant's candidacy. If you have any concerns, feel free to let us know once you are contacted. We’re happy to talk it through.