Compliance Investigation Analyst

At MoneyGram, we're combining the strength of a trusted global brand with the agility of a tech-forward, growth driven culture. With 85+ years of experience and a presence in more than 200 countries and territories, we've built a foundation of stability and trust to help millions of people around the world send funds quickly, securely, and affordably.

We're looking for bold thinkers, builders, technologists, and sellers who want real ownership of their work, thrive in collaborative environments, and are energized by solving complex challenges. Here, you'll have the opportunity to make a measurable impact - fast.

If you're eager to shape the future of cross-border payments and financial services, join us as we transform how the world moves money.

About the Role

The Compliance Investigation Analyst plays a crucial role by ensuring the business operates in accordance with all legal and regulatory requirements and all group standards relating to anti-money laundering, counter financing of terrorism (AML), and fraud prevention. Additionally, the analyst is responsible for the investigation and identification of questionable activity and to report on such activity as warranted. The Compliance Investigation Analyst is expected to stay current with industry trends, fraud type trends, and to understand the operational impact to fraud losses and money laundering. This includes an in-depth knowledge of all regulatory changes and requirements related to the business.

What You'll Do:

• Review and analyze transactional data for potential suspicious activity, including those generated from an alert detection processes, subpoenas and warrants, country/corridor reviews, foreign and domestic agent matters, consumer network cases, negative media reports, as well as other sources as applicable.
• Work effectively with multiple complex data sources and/or technical analytical tools/resources to identify potentially unusual or suspicious activity as defined by AML/BSA regulations, and industry best practices for AML/BSA analysis. This includes (but is not limited to):
  • Identifies, researches, and reports suspicious activity.
  • Manages the investigative process from initial detection to disposition and filing.
  • Thoroughly and timely reviews reports and other investigative leads that potentially identify suspicious activity.
  • Formulates and recommends responses to potentially suspicious findings, reports such activity to the appropriate regulatory authorities, and supports MoneyGram’s forward-looking risk-mitigation response.
  • Completes all investigation outputs, which may include regulatory filing and other mitigation actions within required service level agreement (SLA) timelines.
• Actively support managers, supervisors, and senior analysts with moderately complex AML/Fraud investigations, while coordinating with team members and other departments to determine the proper course of action in handling potentially suspicious activity as required by applicable global regulatory, law enforcement or, Financial Intelligence Units.
• Write and file Suspicious Activity Reports and apply appropriate risk mitigation measures, while ensuring appropriate documentation of all research and analysis is conducted in accordance with applicable recordkeeping guidelines.
• Liaise with various internal departments as necessary.
• Work and contribute in a team-oriented and collaborative environment to improve the analytical and reporting processes.
• Perform other duties and responsibilities as assigned.

What We're Looking For:

• BA /BS in business, finance, law enforcement, legal studies, or a related field; may be substituted with equivalent work experience in Financial Services, Law Enforcement, Banking, or a related field.
• Any combination of relevant education and experience and/or related professional designations/certifications in this field is highly desirable.
• 2-5 years' experience in financial compliance investigations, Anti-Money Laundering, Fraud Prevention, or a related field.
• Investigations experience in a Money Service Business preferred.
• 1 year of experience in writing and preparing Suspicious Activity Reports (SARs) or similar in accordance with applicable regulatory requirements preferred.
• CAMS or CFE certification preferred.
• Intermediate knowledge of laws applicable to money laundering, including the BSA, USA Patriot act, US Treasury AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements, and/or global AML/CFT/Fraud laws and regulations preferred.
• Some knowledge of domestic and international high risk countries, jurisdictions, and corridors of AML/CTF concern, preferred.
• Demonstrated ability to work successfully in a fast pace, highly structured, deadline driven culture.
• Excellent organization, strong time management skills, including the ability to effectively prioritize work assignments with changing priorities.
• A self-starter with strong attention to detail.
• The ability to work independently or in a team environment under minimum supervision.
• The ability to multi-task and complete projects on time.
• Exceptional research and analytical, cross-referencing, and deductive reasoning skills.
• Excellent written and verbal skills necessary to interact and communicate with various levels of internal and external clients, up to and including senior leadership & law enforcement.
• Proactiveness in making process/procedure enhancement suggestions geared toward mitigating risk in an ever-changing regulatory environment.
• The ability to communicate effectively with a culturally diverse agent and consumer base.
• Experience working with highly confidential information.
• Capable of sharing knowledge, mentoring, and training other team members.
• Strong sense of ownership and responsibility.
• Must be proficient in Microsoft Office. 

The salary/pay rate listed below is a good faith determination that may be offered to a successful applicant for this position at the time of this job advertisement based on the company hiring process and budget for this role and may be modified in the future. Actual compensation may vary from posting based on geographic location, work experience, and/or skill level. 

Here Are Some Reasons You Will Love Working At MoneyGram!

• Remote first flexibility
• Generous PTO
• 13 Paid Holidays
• Medical / Dental / Vision Insurance
• Life, Disability, and other benefits
• 401k with competitive Employer Match
• Community Service Days
• Generous Parental Leave

MoneyGram does not sponsor US work authorizations for this job position including H-1Bs, O-1, and TN. MoneyGram also does not hire F-1s working on EAD for this position.

About MoneyGram

MoneyGram is a global payments network built to move money across borders with speed, simplicity and trust. Its omnichannel platform empowers consumers, developers and agents to transfer cash, fiat and stablecoin however it works best for them.

The company serves over 60 million customers a year across 200+ countries and territories, nearly half a million retail locations and a rapidly expanding digital ecosystem reaching billions of devices. As one of the most recognized and trusted names in global payments, MoneyGram continues to reinvent how money moves - helping people around the world support their loved ones and build better futures.

MoneyGram is an Equal Opportunity Employer. We consider all qualified applicants for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, disability, genetic information, veteran status, or any other status protected by applicable law.