The Petal mission

Petal’s mission is to bring financial opportunity and innovation to everyone. 

We're pioneering a new approach to credit, by analyzing an applicant’s banking history, in addition to credit history, to determine their creditworthiness. We call this technology a Cash Score — and it takes into account income, spending, and savings. It’s currently helping thousands of people qualify for credit at better rates, even if they’ve never had it before. 

We bring the same ingenuity to our credit card products. Our simple and intuitive app gives members access to credit score tracking, budgeting tools, subscription management, and automated payment options—everything they need to make financial progress. 

Now more than ever, Americans need help improving their credit safely, responsibly, and affordably. If this sounds like something you’d like to be a part of, apply now, and let’s change this trillion-dollar industry together. 

At Petal, we're looking for people with kindness, positivity, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and potential will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Petal, we welcome diverse perspectives from people who think rigorously and aren't afraid to challenge assumptions.

The Analyst role

We are looking for a strong data-driven strategy analyst who is excited by working in a fast-paced dynamic environment across key business stakeholders. You will use data to solve critical business problems and to help the company make the right decisions. You can expect to be embedded within different teams (Finance, Capital Markets, People) and will be an active member of our Strategy Squad. This is a key role that will help us grow faster and scale efficiently.

Key Responsibilities

• Work with management to set goals which are ambitious and achievable. Regularly track these goals in dashboards (Looker), data models (dbt) and company-wide presentations (including OKRs and weekly reports in GSlides)
• Work closely with our Finance, Capital Markets and Strategy teams to ensure timely, accurate and precise insights and reporting
• Perform financial and forecasting modeling for various teams
• Implement tools and models to monitor different teams’ performance in line with business needs and challenges
• Investigate any data discrepancies and reporting issues that arise between Petal and our various financial partners
• Communicate with stakeholders to research and collect data to answer long-term strategic questions
• Develop analysis to drive data-informed decisions and roadmap 
• Work towards creating a metrics-driven and data-informed culture at Petal

Characteristics of a successful candidate

• 1-3 years of experience in Analytics or another quantitative role
• Bachelor’s degree in a technical discipline or equivalent experience working as an analyst
• Experience working for a credit card company is a must
• Highly fluent in SQL and Excel, experience in R, Python for data analysis is a plus
• Strong attention to detail and high standards for the quality of deliverables
• Ability to work collaboratively on cross-functional projects between several different teams
• Excellent verbal and written communication skills to clearly articulate the insights from findings to management and relevant stakeholders
• Resourceful and diligent in research, with an ability to identify what needs to be done and how to make it happen
• Insatiable intellectual curiosity, and enjoys sleuthing through data

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