Head of Compliance

Overview

At Rain, we’re rebuilding the global financial pipes money flows through. Our infrastructure makes stablecoins usable in the real world by powering credit card transactions, cross-border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. If you’re curious, bold, and excited to help shape a borderless financial system, we’d love to talk.

Our Ethos

Operating at the epicenter of stablecoin innovation means moving fast and thinking globally. Our team reflects the diverse, international audiences we serve. We hire people who stay agile as the tide ebbs and flows, fix what’s broken without waiting, chase trends before they peak, and remember to have fun through it all.

What we're looking for:

The Head of Compliance will be a key leader of our compliance team and responsible for developing and overseeing the compliance framework across our operations. This role requires a seasoned compliance professional with experience in payments, card programs, digital assets, remittances, and a background in navigating both state and international strategy. The right candidate will bring an analytical mindset to drive growth and help the team service our global customer base.

What you’ll work on:

• Building out a world class compliance program including team building, tooling, design, and structure to align with a rapidly growing payments program.

• Compliance Strategy: Work to develop our global expansion strategy with a focus on creating a flexible and effective compliance organization.

• Compliance Framework Development: Design, implement, and maintain a comprehensive compliance program that aligns with regulatory requirements and industry standards.

• Risk Assessment: Conduct regular assessments to identify compliance risks associated with card programs and digital asset offerings.

• Licensing Management: Oversee the licensing process for state and international operations, ensuring adherence to all applicable regulations.

• Policy Development: Create and update compliance policies related to Anti-Money Laundering (AML), Know Your Customer (KYC), data protection, and other relevant regulations.

• Training and Awareness: Develop training programs to enhance compliance awareness among employees and promote a culture of compliance throughout the organization.

• Monitoring and Reporting: Establish monitoring systems to track compliance performance and prepare reports for senior management and the board.

• Develops, initiates, maintains, and revises policies and procedures to comply with regulatory requirements and communicate requirements to the associated personnel. Manages the day-to-day operation of the Compliance Management Program.

• Responsible for the creation, oversight, and enhancement of the Compliance Management Program. Ensures proper reporting of all aspects of the Compliance Management Program, including to the various business heads, compliance committee, audit committee, and the Board.

• Identifies potential areas of compliance vulnerability and risk; develops and implements correction actions plans for resolution as needed.

• Monitors and provides recommendations to various business units regarding the implementation of new rules and regulations.

• Ensures proper reporting of any violations or potential violations as appropriate and/or required.

• Develops, oversees, and tracks compliance training for all employees.

What you bring to Rain:

• Education: Bachelor’s degree in finance, law, business administration, or a related field; advanced degree or professional certifications (e.g., CAMS, CCO) preferred.

• Experience: Minimum of 10 years of experience in compliance within the fintech sector, with specific expertise in card programs, payments and/or digital assets.

• Regulatory Knowledge: Strong understanding of state and international financial regulations, including those governing AML, KYC, and consumer protection laws.

• Leadership Skills: Proven ability to lead compliance initiatives and influence stakeholders at all levels of the organization.

• Analytical Skills: Strong analytical skills to assess complex regulatory requirements and develop effective compliance strategies.

• Team Building Skills: Experience in building out a compliance team and program for a hyper growth company

Benefits

Our team works hard, so we make sure our benefits do too. Here’s what you can expect as a Rainmaker:

• Top-tier coverage: We cover 95% of Medical, Dental, and Vision premiums.

• 401(k) with matching: Invest in your future, just like we’re investing in ours.

• Ownership that matters: Every team member gets equity because we believe in building together.

• Work your way: Flexible hybrid setup with a office for NYC-based teammates.

• Unlimited PTO: Because time to rest and reset is just as important as time to ship.

• Product-first perks: Monthly budget to test our cards and features like a real user.

• Wellness support: Monthly stipend to spend on fitness, therapy, or whatever keeps you thriving.

• Home office setup: One-time stipend to create a space that works for you.

• Team connection: Frequent company events, team dinners, and offsites to stay connected.

Compensation will vary based on experience from $150,000-$250,000