Head of KYC Program Risk (US)

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

The Head of KYC Program Risk is responsible for maintaining the sustainability of the KYC Program through management of program risks including defining and managing the governance model, providing support for KYC regulatory exams and audits, monitoring and assessing the effectiveness of KYC controls, and measuring the overall health of the program through defined metrics. This role directly manages a team of risk managers dedicated to KYC program risk, governance and policy maintenance and will partner with the first line of defense to gather information to inform risk and governance decisions.

Depth & Scope:

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
• Defines and manages the governance model for the KYC Program
• Oversees the KYC Program governance forum/committee
• Monitors and assesses the effectiveness of KYC controls, facilitate quality assurance processes and provide credible challenge
• Provides support for KYC regulatory exams and audits
• Measures overall health of the program through preparing regular reports and metrics
• Directly manages a team dedicated to KYC program risk and governance
• Partners with the first line of defense to gather information to inform KYC risk and governance decisions
• Supports AML Risk Management partners and the first line of defense with interpretation of KYC requirements and manage escalations and Policy exception requests accordingly
• Stays ahead of the financial crimes compliance regulatory landscape, industry trends, and emerging risks that inform policy decisions
• Directly manages a team of risk managers dedicated to KYC policy and standard development, interpretation and maintenance

Education & Experience:

• Bachelor's or Master's degree
• 10+ years' experience
• Financial crimes compliance experience in the financial services industry
• Experience in industry with respect to processes/controls to evaluate Financial Crimes risk
• Experience in managing / leading high performing staff
• Detail-oriented and organized with the ability to maintain attention to detail
• Strong analytical & critical reasoning skills

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [email protected].  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.