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Wise

IC2 Engineer

Posted Yesterday
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Hybrid
Austin, TX
Junior
Hybrid
Austin, TX
Junior
Design and implement API and SFTP integrations for payin flows, build routing strategies for payment methods, optimize backend services and database schemas, and collaborate with product, operations, and banking teams to improve payment completion rates and user experience.
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Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Power the engine of Wise. The Payin team looks after the critical first step of every customer’s journey: funding their transfer. We are a full-stack team that owns the entire payin lifecycle, from backend partner integrations to frontend user experience.

You will architect API and SFTP integrations, design strategies to intelligently route customers to the best payment methods, and create frictionless UX for both one-off and recurring transactions. Your work will be measured by its direct impact on our most important metrics: the volume of money moved and the rate at which customers successfully complete payments.

Wise’s mission is to move trillions. Our team owns the first and most essential part of that journey: getting the money in.

Qualifications

Key responsibilies

  • You have a strong product mindset and genuine passion for user experience — you prioritize customer value and make data-driven decisions.
  • You have 2+ years of experience with Java or Kotlin knowledge, experience with Spring framework and micro-services
  • You enjoy writing testable code and believe in Test Driven Development
  • Experience working with relational databases, query optimization and designing schemas
  • Cross-Functional Collaboration: Partner with product, operations and banking teams to prioritize projects that enhance customers’ payments. Leverage strong communication skills to effectively manage expectations and deliver seamless integration of new features.
  • You have a self-starter attitude with a collaborative spirit — you work well independently and across teams.
  • You are a strong communicator and can articulate complex, technical concepts to non-technical audience. You know how to communicate with multiple teams and find the best solution that suits everyone.

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Wise New York, New York, USA Office

Wise New York Office

Our New York office supports high-focus work and cross-team collaboration across Engineering, Product, and Operations. Defined by a rare level of trust and ownership, our London hub offers a front-row seat to the fintech capital, accelerating your career through direct impact on millions of users.

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