Internal Controls & Policy Adherence Testing Analyst

Key Responsibilities:

• Read, understand, and master all JIM internal policies (KYC/CIP, AML/CTF, Model Governance, TPRM, Complaints, etc.).
• Map all regulatory and internal obligations outlined in these policies, along with their associated controls.
• Design and maintain a comprehensive testing calendar that ensures all policies and processes are periodically reviewed.
• Perform periodic and thematic tests to evaluate the design and effectiveness of controls and their alignment with policy requirements.
• Design, implement, and maintain automated control testing routines, including the use of agents, scripts, and workflow automations to continuously monitor policy adherence and control effectiveness.
• Develop automated tests and data-driven checks to validate compliance with internal policies across systems, products, and operational processes.
• Identify deficiencies, gaps, risks, and opportunities for improvement, documenting evidence clearly and objectively.
• Recommend control enhancements and monitor remediation plans until completion.
• Support internal audits, external audits, and external partner banks reviews by providing test results, documentation, and process explanations.
• Collaborate closely with Compliance, Risk, Product, and Operations teams to ensure consistent application of policies and controls.

Requirements

• Proficiency in English (reading, writing, and verbal communication), as most policies and external interactions are in English.
• Strong analytical skills, organization, attention to detail, and critical thinking.
• Ability to interpret policies, regulatory expectations, and technical documentation.
• Experience or strong interest in automating tests and controls, including:
• Workflow automations
• Rule-based or agent-based monitoring
• Automated evidence collection and validation
• Basic to intermediate technical skills, such as:
• SQL or similar tools for data analysis and control testing
• Scripting or automation using Python, JavaScript, or similar languages
• Familiarity with APIs, logs, or system-generated evidence
• Comfort working in highly technical and scalable environments, with close interaction with engineering and data teams.
• Previous experience in internal controls, compliance, auditing, or related fields (preferred but not mandatory).
• Proactive mindset and ability to work independently.

Nice to Have

• Experience in financial institutions, payment processors, fintechs, or regulated environments.
• Familiarity with continuous controls monitoring concepts.
• Experience using automation platforms, internal tools, or AI-based agents to support compliance and governance processes.
• Understanding of regulatory frameworks applicable to payments, AML/CTF, or financial services.