As a Junior Credit Analyst, you will review credit reports, analyze financial documents, and support senior analysts in credit reviews in a fast-paced fintech environment.
Junior Credit Analyst
Altbanq | Midtown Manhattan (On-Site)
The Junior Credit Analyst at Altbanq is a key member of our credit team. You’ll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to real credit decisions while helping support the quality and performance of Altbanq’s loan portfolio. This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending platform.
Location: Midtown, New York City
Work Schedule: Fully on-site, Monday–Friday, 9:30 AM – 6:00 PM
Company Website: https://altbanq.com
Why This Role Matters
Junior Credit Analysts help ensure that every loan we originate meets Altbanq’s credit and risk standards. In this role, you’ll contribute to important credit decisions while learning how financial data, borrower behavior, and risk policy come together in real-world lending. This is a strong opportunity for someone looking to start a career in credit, underwriting, or risk management.
What You’ll Do
Salary Range: $65,000 - $85,000, depending on experience.
Benefits Include:
Join Altbanq and start your career by learning from experienced credit professionals while helping small businesses access capital responsibly.
Altbanq | Midtown Manhattan (On-Site)
The Junior Credit Analyst at Altbanq is a key member of our credit team. You’ll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to real credit decisions while helping support the quality and performance of Altbanq’s loan portfolio. This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending platform.
Location: Midtown, New York City
Work Schedule: Fully on-site, Monday–Friday, 9:30 AM – 6:00 PM
Company Website: https://altbanq.com
Why This Role Matters
Junior Credit Analysts help ensure that every loan we originate meets Altbanq’s credit and risk standards. In this role, you’ll contribute to important credit decisions while learning how financial data, borrower behavior, and risk policy come together in real-world lending. This is a strong opportunity for someone looking to start a career in credit, underwriting, or risk management.
What You’ll Do
- Review borrower credit reports and assist with background checks and public record searches, including liens, judgments, bankruptcies, and UCC filings.
- Assist in analyzing financial documents such as bank statements, profit & loss statements, balance sheets, and tax returns to help assess cash flow and credit risk.
- Support senior analysts on credit reviews and complex cases.
- Learn and apply Altbanq’s credit policies, procedures, and risk guidelines.
- Prepare credit summaries and memos for internal review and approval.
- Bachelor’s degree in finance, accounting, economics, business administration, or a related field
- Proficiency in Microsoft Excel (formulas, filters, basic functions)
- Strong interest in credit analysis, lending, financial risk and transaction due diligence
- High attention to detail and willingness to learn
- Clear written and verbal communication skills
- Ability to stay organized and meet deadlines in a fast-paced environment
Salary Range: $65,000 - $85,000, depending on experience.
Benefits Include:
- Medical, Dental, and Vision Insurance
- Life Insurance and Commuter Benefits
- 401(k) Retirement Plan
- Flexible Spending Accounts (FSA)
- End-of-year discretionary performance bonus
Join Altbanq and start your career by learning from experienced credit professionals while helping small businesses access capital responsibly.
Altbanq New York, New York, USA Office
477 Madison Ave, New York, NY , United States, 10022
Similar Jobs
Financial Services
Support a senior credit analyst by collecting issuer information, attending presentations, running credit analysis and modeling, drafting credit memos, monitoring fundamentals and market events for bonds and loans, and contributing to CLO platform buildout and hedge fund fundamental strategies.
Top Skills:
ExcelPython
Artificial Intelligence • Cloud • HR Tech • Information Technology • Productivity • Software • Automation
Lead global product marketing for ServiceNows Security & Risk portfolio: define positioning and messaging, drive GTM and demand strategies, enable sales and partners, orchestrate analyst relations, own market intelligence and content, and build and mentor a distributed product marketing team to accelerate ARR growth.
Top Skills:
Ai AgentsArmisServicenowVeza
Artificial Intelligence • Cloud • HR Tech • Information Technology • Productivity • Software • Automation
Sell ServiceNow SaaS solutions to enterprise customers by building C-suite relationships, developing account and territory plans, orchestrating cross-functional teams, qualifying opportunities, negotiating deals, and driving new business while promoting customer success.
Top Skills:
AISaaSServicenow
What you need to know about the NYC Tech Scene
As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.
Key Facts About NYC Tech
- Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
- Key Industries: Artificial intelligence, Fintech
- Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
- Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory
