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SoFi

Mortgage Loan Funding Specialist

Reposted 2 Days Ago
Easy Apply
Remote or Hybrid
Hiring Remotely in United States
Junior
Easy Apply
Remote or Hybrid
Hiring Remotely in United States
Junior
The Loan Funding Specialist is responsible for reviewing mortgage closing documents, ensuring funding conditions are met, and coordinating the timely disbursement of loan funds. This role requires strong attention to detail, communication skills, and the ability to prioritize tasks in a fast-paced environment.
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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are seeking a detail-oriented and self-directed Mortgage Funding Specialist to join our team. In this role, you will be responsible for reviewing executed closing documents for accuracy, ensuring all funding conditions are met, and coordinating the timely and accurate funding of mortgage loans. This position requires excellent communication skills, the ability to prioritize tasks effectively, and a strong sense of urgency.

What you’ll do: 

  • Review executed closing documents for completeness and accuracy.
  • Verify that all loan conditions have been satisfied prior to funding.
  • Request and balance wire transfers in accordance with funding requirements.
  • Ensure timely and accurate disbursement of loan funds.
  • Coordinate and communicate with internal departments, title companies, settlement agents, and other external parties to resolve issues and ensure a smooth funding process.
  • Use loan origination systems such as Encompass to manage and track funding activities.
  • Maintain clear and professional verbal and written communication.
  • Prioritize and manage multiple tasks in a fast-paced, deadline-driven environment.
  • Follow company policies, procedures, and compliance regulations related to mortgage funding.

What you’ll need:

  • High school diploma or equivalent required; Associate’s or Bachelor’s degree preferred.
  • Previous experience in mortgage funding, closing, or related fields required.
  • Knowledge of Encompass loan origination system is strongly preferred.
  • Exceptional attention to detail and organizational skills.
  • Strong sense of urgency and accountability.
  • Ability to work independently and manage time effectively.
  • Excellent interpersonal, verbal, and written communication skills.

Nice to have:

  • Familiarity with mortgage documentation and compliance requirements.
  • Experience with wire transfer processes and balancing procedures.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Top Skills

Encompass

SoFi New York, New York, USA Office

Our New York office, located in the meat-packing district, provides an open work environment and is a hub for our finance teams. Our large conference, flexible work spaces, huddle rooms, and shared community areas allows our teams to openly collaborate while looking at some spectacular views.

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