Authentic helps insurance brokers create better insurance products for their clients. We provide the technology platform and behind-the-scenes support that lets brokers build custom insurance solutions for specific industries or customer groups. Think of us as the operating system that powers these specialized insurance offerings. For brokers, this means they can offer unique products their competitors don't have, earn more money, and spend less time on paperwork and administrative tasks. We handle the complex (technology, compliance, and partnerships with highly-rated insurance carriers), so they can focus on serving their customers and growing their business.
We're searching for an experienced underwriter who thinks like a builder. Whether your background is on the carrier or agency side, you bring deep knowledge of program structure, risk selection, and what makes a book of business work - and you're looking for a place to put that expertise to work on something you can truly own. You're ambitious, self-directed, and motivated by outcomes, not just activity. At Authentic, you'll be joining a program factory that has already launched several programs and is built to scale - with the autonomy to make real decisions and the infrastructure to grow what you build. This is not a maintenance role; it's a ground-floor opportunity with proven momentum behind it.
What You'll Do
- You'll lead the end-to-end launch of new insurance programs within our program factory - from defining underwriting guidelines and building rate/form/rule frameworks to securing and managing carrier relationships. You'll own the performance of your book, tracking loss ratios and key metrics, and making real-time adjustments to appetite and pricing to keep programs healthy and growing. You'll collaborate closely with our distribution, compliance, and operations teams to bring new programs to market quickly, and serve as the internal and external subject matter expert for the classes of business you underwrite.
Who You Are
- 8-15 years of experience working for a reputable insurance carrier or broker
- Underwriting expertise in a specialty vertical
- Ability to evaluate risk and make sound underwriting judgments in ambiguous situations
- Excellent communication and interpersonal skills, with the ability to build relationships and influence stakeholders.
- Detail-oriented with a strong work ethic and comfort operating in a fast-paced environment.
This role offers ownership in the book you would launch and a salary of $120,000 - $185,000 based on experience.
Our (FTE) benefits
- Competitive salary, equity, and role trajectory
- Comprehensive health benefits for you and your family
- 401(k) plan with company match
- Unlimited PTO
- Paid parental leave
About Authentic
Authentic builds the infrastructure that program insurance runs on. We partner with leading brokerages to design and manage custom insurance programs, backed by A and A- rated carriers operating nationwide. Brokers bring the data and distribution. We bring everything else: the technology, the capacity, and the underwriting expertise to stand up specialized programs at speed and build them to last. We’re a Series A company backed by top investors, including FirstMark Capital, Zigg Capital, Slow Ventures, Clocktower, Commerce Ventures, and Altai. We’ve grown over 15x in the past year with a massive market opportunity ahead.
Authentic is committed to building an inclusive working environment regardless of gender, sexual orientation, religion, ethnicity, race, education, age, or other personal characteristics. We believe that people do their best work when they can be themselves, and different perspectives and experiences make us stronger as a team. We’re proud of the supportive and inclusive workplace we're building together and are always working to make it even better.
Authentic (authenticinsurance.com) New York, New York, USA Office
New York, NY, United States
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