Securitized Products Associate / Vice President

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary:

• MUFG is seeking an Associate/VP to join the Securitized Products Group to help originate and execute warehouse and term ABS transactions in on the run asset classes including auto loan/lease/floorplan, credit cards, equipment, student loans, fleet lease, unsecured consumer loans, and others.
• MUFG is a market leader in securitized products and providing innovative financing solutions to its clients.
• Responsibilities:
• Support the deal team in originating and executing warehouse and term ABS transactions, which includes analysis, idea generation and execution
• Develop pitch book materials to support transaction pipeline
• Support and execute all aspects of transactions, including reviewing and analyzing portfolio specific data and cash-flows, coordinating internal processes related to warehouse financing, and managing all stakeholders to execute warehouse and term ABS transactions
• Aid senior team members in relationship development with clients including responding to requests, generating detailed analyses and in person meetings
• Oversee and train analyst and associate colleagues to complete pitches and execute transactions
• Liaise with internal stakeholders including credit risk, syndicate, sales and trading teams, and with third parties such as legal counsel, accountants, rating agencies and investors to execute transactions
• Participate in special assignments and projects as required

• Qualifications
• We require:
• A bachelor’s degree or higher
• A minimum of 5 years related ABS work experience
• Prior ABS banking experience required. Experience in traditional ABS asset classes is preferred, but not required
• Expert understanding of ABS transaction structures and processes
• Excellent interpersonal and communication skills
• Results driven, with a strong sense of accountability
• Ability to learn new asset classes quickly
• Strong decision making skills, the ability to demonstrate sound judgment
• A proactive, motivated approach, and ability to take ownership of projects
• The ability to operate with urgency and prioritize work accordingly
• A creative and innovative approach to work
• Excellent attention to detail and accuracy
• Excellent Microsoft Office skills (Excel, PowerPoint)

The typical base pay range for this role is between $225-$272K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.