Own monthly and quarterly close activities for captive insurance clients, including journal entries, reconciliations, premium and loss accounting, intercompany activity, and financial statements. Serve as a client finance contact, support audits and regulatory filings, document processes, and partner with technology teams to automate accounting workflows. The role requires insurance accounting expertise, strong communication, client presence, and a systems-oriented approach.
About Luzern Risk
Luzern Risk is transforming risk into a strategic asset. We are building a platform to revolutionize the captive management industry, providing our clients with the technology and expertise to take control of their risk financing. We are a team of passionate, driven individuals excited to solve hard problems, build an industrydefining company, and create a best-in-class experience for our clients.
Our Senior Accountant will be a foundational hire on our accounting team, executing the day-to-day work that powers our clients’ captive insurance financials. You will own the close cadence for a book of captive
participants, work directly with clients on questions and requests, and partner with our technology team to
turn manual processes into automated workflows.
The ideal candidate has hands-on insurance accounting experience, is motivated to develop deep captive expertise quickly, and is energized by the chance to build the accounting function from the ground up at a startup. You operate with urgency, ask sharp questions, and bring a builder’s mindset to every process you touch.
Key Responsibilities
- Core accounting execution: Own monthly and quarterly close activities for a book of captive participants, including journal entries, reconciliations, premium and loss accounting, intercompany activity, and financial statement preparation.
- Client interaction: Serve as a day-to-day point of contact for client finance teams. Field questions, walk clients through their financials, and follow through on requests without needing to be chased.
- Systemization and technology adoption: Partner with the technology team to codify accounting workflows into the Luzern Risk platform. Identify repetitive manual work, propose automations, and adopt new tools quickly. Your hands-on experience shapes what we build next.
- Process documentation: Build and maintain clear documentation for the accounting processes you run. Make your work repeatable so the team can scale.
- Regulatory and compliance support: Support annual audits, regulatory filings, and domicile-specific reporting requirements for our captive clients.
Successful candidates will demonstrate
- Curiosity: A yearning to deeply understand the captive insurance industry, our clients, and our business. You ask questions, take notes, and come back the next day sharper than the day before.
- Urgency: You drive the work in front of you to closure and do not let items sit.
- Ownership: When something lands on your plate, it gets done. You drive your work to completion without needing to be managed step by step.
- Bias for action: You spot problems and opportunities and move on them, rather than waiting to be told.
- Systems thinking: You see opportunities to standardize and automate the work you do. You are eager to partner with engineers and product to make the platform better.
- Client presence: You are comfortable on a call with a client controller or CFO, can explain accounting matters clearly, and represent Luzern Risk well.
- Rigor: You take quality seriously. You check your work, reconcile what should reconcile, and surface problems early rather than hiding them.
Requirements
- 5 to 10 years of professional accounting experience
- Insurance accounting experience required; captive insurance accounting experience is a strong plus
- Bachelor’s degree in relevant field
- Comfort working directly with clients and presenting financial information
- Demonstrated interest in financial systems, automation, and technology adoption
- Strong written and verbal communication skills
- Fully remote role; must be able to work core hours that overlap with US Eastern time and be open to traveling to HQ in New York a few times a year
Similar Jobs
Fintech • Information Technology
The Senior Accountant will manage journal entries, account reconciliations, monthly and annual close processes, financial statements, internal reporting, audits, tax documentation, reserves, and accounting policies. The role supports a multi-entity, regulated fintech environment and collaborates with cross-functional teams to improve processes, controls, automation, and regulatory compliance.
Top Skills:
NetSuite
Information Technology
Manage full-cycle accounting, reconciliations, month-end close, financial reporting, and AP/AR for a high-volume cryptocurrency and fintech business. Reconcile cash and transactions across digital currency kiosks, support digital asset accounting, oversee vendors and expenses, optimize accounting systems, and assist with regulatory reporting for a licensed money services business. The role is fully remote and requires strong communication, independent judgment, and adaptability.
Top Skills:
Google DocsGoogle DriveGoogle MeetGoogle SheetsQuickbooks OnlineSlackZoom
Edtech
Leads month-, quarter-, and year-end close activities, financial statement preparation, reconciliations, journal entries, audit support, and reporting. Owns intercompany accounting, multi-entity consolidation, foreign currency accounting, statutory reporting, and investment accounting. The role supports global accounting operations, resolves discrepancies, maintains documentation, partners with the Controller, and contributes to process improvements.
Top Skills:
Erp SystemsFinancial Reporting SystemsExcelSage Intacct
What you need to know about the NYC Tech Scene
As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.
Key Facts About NYC Tech
- Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
- Key Industries: Artificial intelligence, Fintech
- Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
- Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory
