Senior Mortgage Accountant

Key Responsibilities

• Own daily funding and cash activity, ensuring all loans, settlements, and cash movements are accurately recorded and reconciled. 

• Prepare and review funding reports, purchase advices, and related reconciliations to ensure completeness and accuracy. 

• Manage settlements and reporting with Ginnie Mae and other secondary market investors, including timely resolution of discrepancies. 

• Perform detailed reconciliations across a broad range of accounts, from routine accounts to highly complex balance sheet and clearing accounts. 

• Oversee cash reconciliations and ensure all open funding, settlement, and investor items are investigated and resolved promptly. 

• Support secondary market accounting activities, including tracking loan sales, investor remittances, and purchase price differences. 

• Review general ledger activity for accuracy, identify trends or issues, and recommend corrective actions as needed. 

• Play a key role in the monthly and annual close process, including preparation and review of journal entries and reconciliations. 

• Prepare and analyze financial reports and schedules, providing insights to leadership and cross-functional partners. 

• Collaborate cross-functionally with Secondary Marketing, Finance, and Operations to resolve issues and improve end-to-end processes. 

• Provide audit support and prepare documentation for internal and external audits. 

• Additional duties and responsibilities assigned due to business needs. 

Knowledge, Skills, and Abilities

• Advanced understanding of accounting principles, with strong experience in mortgage accounting, funding, and secondary market transactions. 

• Demonstrated ability to manage complex reconciliations and large volumes of transactional data. 

• Strong working knowledge of Ginnie Mae settlements and secondary market reporting. 

• High level of analytical and problem-solving skills, with the ability to independently resolve discrepancies. 

• Ability to prioritize and manage multiple high-impact responsibilities in a fast-paced environment. 

• Excellent communication skills, with confidence working across departments and with senior leadership. 

• Strong attention to detail while maintaining a broader, strategic view of financial activity. 

• Proficiency in accounting systems and tools, including AMB; Encompass experience strongly preferred. 

• Advanced proficiency in Microsoft Excel, including complex formulas and data analysis

Education and Experience

• Bachelor’s degree in Accounting, Finance, or related field required. 

• 5+ years of progressive accounting experience required 

• 2+ years within mortgage or financial services. 

• Hands-on experience with funding, cash management, and secondary market accounting required. 

• Experience with Ginnie Mae settlements and reporting strongly preferred. 

• Prior experience supporting month-end close, reconciliations, and audit processes required.