Lead the lifecycle of insurance products, analyze performance metrics, develop pricing strategies, and identify market opportunities for profitable growth.
Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for any business looking to analyze and mitigate exposure to climate risk. Arbol’s products offer parametric coverage which pays out based on objective data triggers rather than subjective assessment of loss. Arbol’s key differentiator versus traditional InsurTech or climate analytics platforms is the complete ecosystem it has built to address climate risk. This ecosystem includes a massive climate data infrastructure, scalable product development, automated, instant pricing using an artificial intelligence underwriter, blockchain-powered operational efficiencies, and non-traditional risk capacity bringing capital from non-insurance sources. By combining all these factors, Arbol brings scale, transparency, and efficiency to parametric coverage.
Arbol National Insurance Managers is seeking a Senior Product Manager, well versed in insurance, to join our team! As an experienced professional capable of guiding insurance products throughout their lifecycle, you will lead our company’s efforts in a state or territory to deliver profitable growth. You will monitor, manage, and execute changes to our company’s rates, rules, and forms as we strive to innovate to provide more value to our agents and customers than our competitors. And you will make coverage, pricing, and other business recommendations to underwriting, claims, finance, and senior management. Reporting to the Director of Product Management, you will play a key role in executing Arbol’s vision to profitably provide coverage-driven product solutions to our customers.
What You'll Be Doing
- Deliver profitable growth in managed states/territories through understanding markets, loss trends, and regulatory requirements
- Develop, implement, monitor, and recommend changes to personal property insurance products
- Analyze product performance metrics (loss ratio, frequency, severity, hit ratio, retention, etc.) and recommend/implement changes to optimize results
- Conduct sophisticated analysis of product mix, quote-to-bind conversion rates, claims frequency, and retention strategies.
- Identify and evaluate new market opportunities through complex market analysis and competitive intelligence
- Coordinate with the pricing team to develop competitive pricing structures using ISO tools, proprietary rating elements, and advanced economic models
- Design and recommend automated compliance systems to improve operational efficiency
- Serve as subject matter expert for regulatory initiatives and state-specific requirements
- Partner with actuarial on rate selection, and execute filings for rates, rules, and forms
- Monitor the competitive environment by gathering intelligence from marketing and our agents and analyzing competitor rate changes
- Understand all relevant regulations and work with regulatory entities to secure filing approvals
- Guide and support Business Analyst and IT resources to deliver product changes accurately and on time
What You'll Need
- Three or more years of property & casualty product management or insurance experience
- Excellent quantitative analysis capabilities and experience working with large datasets
- Strong leadership, communication, and problem-solving abilities
- Experience working in a fast-paced, team-oriented environment with shared resources
- CPCU, actuarial exams, or other related insurance coursework preferred
Essential Job Functions & Physical Requirements
Ability to sit for extended periods of time while working at a computer, with or without reasonable accommodation
Ability to use a computer, keyboard, mouse, and standard office equipment (e.g., phone, printer, scanner)
Ability to view a computer screen for prolonged periods, with or without reasonable accommodation
Ability to communicate effectively in person, by phone, and via email
Ability to occasionally stand, walk, bend, and reach within an office environment
Ability to lift and/or move up to 10–15 pounds occasionally (e.g., office supplies, files), with or without reasonable accommodation
Ability to perform repetitive motions, such as typing or data entry
Ability to maintain focus and attention while performing detailed tasks
Interested, but you don’t meet every qualification? Please apply!
Arbol values the perspectives and experience of candidates with non-traditional backgrounds and we encourage you to apply even if you do not meet every requirement.
Accessibility
Arbol is committed to accessibility and inclusivity in the hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you require an accommodation to apply or interview, please contact [email protected]
Benefits
Arbol is proud to offer its full-time employees competitive compensation and equity in a high-growth startup. Our health benefits include comprehensive health, dental, and vision coverage, and an optional flexible spending account (FSA) to support your health. We offer a 401(k) match to support your future, and flexible PTO for you to relax and recharge.
Equal Opportunity Employer
Arbol is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, veteran status, or any other legally protected status.
Arbol participates in the E-Verify program to confirm employment eligibility.
Top Skills
Artificial Intelligence
Blockchain
Iso Tools
Arbol New York, New York, USA Office
445 Park Ave, New York, NY, United States, 10022
Similar Jobs
Cloud • Fintech • Food • Information Technology • Software • Hospitality
The Principal Workday PAT Analyst drives strategic global payroll architecture, configuration of Workday Benefits, and ensures compliance with labor laws, optimizing the employee experience and automation in payroll processes.
Top Skills:
CloudpayWorkday
.png)
Healthtech • Social Impact • Software
The Director of Revenue Operations will lead revenue systems and strategy, manage a team, optimize processes, and drive analytics for revenue growth. This role involves building scalable systems and enhancing operational efficiency across teams.
Top Skills:
AircallHubspot
Healthtech • Social Impact • Software
The Operations Associate will coordinate between Credentialing Operations and Payor Partnerships, translating payor requirements into operational strategies and managing stakeholder communications. Responsibilities include handling new payor launches and operational workflows for credentialing and enrollment.
What you need to know about the NYC Tech Scene
As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.
Key Facts About NYC Tech
- Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
- Key Industries: Artificial intelligence, Fintech
- Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
- Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory
