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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
We are seeking a Senior Staff Software Engineer to join our SoFi Money. We need someone who can play a pivotal role in our Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures. We are working hard to design a future looking framework, with the aim to scale our customer base, continue to delight existing customers, and disrupt the banking industry. You’ll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.
The ideal candidate is a technical and innovative individual contributor who can help guide the overall vision of their team as well as the broader Money organization. We are looking for engineers who can bring fresh perspectives, thought leadership, vision and help us scale for the future. Those with a high sense of ownership, empathy, and disruption will thrive in our team, especially those who inspire others to bring their best to our mission. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation, implementation, deployment, continued improvement and evolution.
What You’ll Do:- Help shape the technical architecture of SoFi Money by defining and executing on the technical vision and strategy in evolving our API platform.
- Deliver highly available and scalable services in a production environment
- Mentor and empower other engineers, support the technical culture, and help grow the team
- Work within and across teams to resolve technical conflicts and achieve consensus
- Communicate and collaborate with product and design
- Generate ideas for new initiatives and technologies
- Lead the development and testing of our systems and services
- Ensure that our codebase remains easy to change and is always shippable
- Bachelor's or Master's degree in Computer Science, Software Engineering, or a related field.
- 8+ years experience as a software engineer, designing and implementing complex software solutions.
- Experience with Java / Spring / Kotlin /DynamoDB / Temporal /AWS.
- Deep understanding of software architecture, design patterns, and best practices for building scalable and robust applications.
- Proven experience in leading and mentoring engineering teams, promoting technical excellence and collaboration.
- Excellent communication and interpersonal skills, with the ability to effectively communicate technical concepts to diverse audiences.
- Experience with Kafka, Docker, Kubernetes, cloud infrastructure, Terraform and CI/CD
- Experience designing and operating GraphQL services at scale, including schema design, query performance, and contract evolution.
- Experience in Fintech / Payments / Credit Products
- Experience in analytics, metrics, and monitoring integrations and using data to make decisions
- Test-driven development along with unit and integration testing.
- Interest in personal finance
Top Skills
SoFi New York, New York, USA Office




Our New York office, located in the meat-packing district, provides an open work environment and is a hub for our finance teams. Our large conference, flexible work spaces, huddle rooms, and shared community areas allows our teams to openly collaborate while looking at some spectacular views.
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