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SoFi

Software Engineer, Account Creation

Sorry, this job was removed at 10:10 p.m. (EST) on Wednesday, Oct 08, 2025
Easy Apply
Hybrid
San Francisco, CA
Easy Apply
Hybrid
San Francisco, CA

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Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Location: San Francisco 

The role:

We are seeking a highly motivated and experienced Software Engineer to join our Account Creation team at SoFi. The goal of the Account Creation team is to build enablers that support the seamless creation of member accounts at SoFi. You will be involved in the entire product lifecycle, from ideation through building, testing, deploying, monitoring, and supporting mission-critical systems. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership, is a self-starter, drives for delivery, approaches complex questions with data & curiosity, dives below the surface to identify the root cause, and is a good mentor and co-worker.

At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you’ll be working with an all-star team of talented engineers.

What you’ll do:

  • Participate in shaping the technical architecture of our Credit Card products
  • Participate in fixing bugs and raising our operational excellence bar
  • Deliver highly available and scalable services in a production environment
  • Mentor other engineers, support the technical culture, and help grow the team
  • Generate ideas for new initiatives and technologies

What you’ll need:

  • Bachelor’s degree, ideally in a technical field, but we understand great engineers come from a variety of different backgrounds and also consider relevant work experience
  • 2+ years experience working with modern technologies on a full-stack team
  • Strong knowledge of object-oriented programming best practices
  • Strong sense of responsibility; driving a project from inception to completion
  • Willingness to roll up your sleeves, collaborate with others and get stuff done
  • Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
  • Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
  • Strong communication and technical leadership skills
  • Desire to mentor and help others improve their skills
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

SoFi New York, New York, USA Office

Our New York office, located in the meat-packing district, provides an open work environment and is a hub for our finance teams. Our large conference, flexible work spaces, huddle rooms, and shared community areas allows our teams to openly collaborate while looking at some spectacular views.

What you need to know about the NYC Tech Scene

As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.

Key Facts About NYC Tech

  • Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
  • Key Industries: Artificial intelligence, Fintech
  • Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
  • Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
  • Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory

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