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SoFi

Software Engineer, FROST Signals

Sorry, this job was removed at 10:10 p.m. (EST) on Wednesday, Dec 03, 2025
Easy Apply
Hybrid
Seattle, WA
Easy Apply
Hybrid
Seattle, WA

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Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.


We are seeking a Software Engineer to join the Fraud Signals engineering team at SoFi. This role will play a pivotal role in accelerating feature development for our Decisioning and Machine Learning platforms, provide robust account and transaction fraud controls, optimize fraud operations workflows, and improve our integrations with crucial third party vendors. 

The ideal candidate will be a collaborative, results-oriented, and pragmatic team player who takes ownership and accountability for the quality of their work and the success of the overall product. At SoFi, we value collaboration across teams, and you will be involved in the entire product lifecycle, from ideation through building, deploying, and continual improvement.  We're looking for engineers who are passionate about solving complex technical challenges, including scaling machine learning in production, and who are committed to both their own career growth and mentoring their fellow team members.

What you’ll do:

  • Full SDLC:: Collaborate with cross-functional teams to design, architect, and implement end-to-end. Utilize your expertise in various programming languages, frameworks, and technologies to deliver high-quality and scalable software applications
  • Back-end Development: Design and develop robust, scalable, and secure server-side applications and APIs. Work with databases and data models to manage and store information effectively. Optimize performance and maintain system stability
  • Architecture and Design: Participate in architecture discussions and provide valuable insights to drive technical decisions. Ensure that software design patterns and best practices are followed throughout the development process
  • Testing and Quality Assurance: Conduct thorough testing of software components, including unit testing, integration testing, and end-to-end testing, to ensure the reliability and functionality of the applications
  • Continuous Improvement: Keep abreast of industry trends, best practices, and emerging technologies in software development. Advocate for process improvements and adopt new tools and technologies to enhance productivity and efficiency
  • Documentation: Create and maintain technical documentation for developed software, APIs, and processes to ensure comprehensive understanding and knowledge transfer

What you’ll need:

  • Bachelor’s Degree, in a technical field
  • At least 2 years of professional programming experience, ideally on a modern stack. 
  • Our core stack is Java/ Kotlin/ Spring / PostgreSQL. Familiarity with Java and an understanding of relational databases is a great start
  • Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
  • Agile Development Experience
  • API and Database Design experience
  • Willingness to roll up your sleeves, collaborate with others, and get stuff done
  • Solid sense of responsibility; driving a project from inception to completion
  • Affinity for solving problems and diving deep into the details

Nice to have:

  • Experience scaling highly available, mission-critical systems and platforms
  • Test-driven development along with unit and integration testing.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

SoFi New York, New York, USA Office

Our New York office, located in the meat-packing district, provides an open work environment and is a hub for our finance teams. Our large conference, flexible work spaces, huddle rooms, and shared community areas allows our teams to openly collaborate while looking at some spectacular views.

What you need to know about the NYC Tech Scene

As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.

Key Facts About NYC Tech

  • Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
  • Key Industries: Artificial intelligence, Fintech
  • Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
  • Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
  • Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory

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