Lead full-stack development and architecture for borrower-facing web products, guide front-end team, integrate backend APIs and databases, drive AI strategy and productization, and collaborate with designers and founders to prioritize roadmap and deliver scalable, secure fintech/DeFi features.
Job Title: Tech Lead - Sr. Fullstack Engineer
Company: USD.AI (Permian Labs)
Location: New York City, NY
Employment Type: Full-time
USD.AI provides AI infrastructure operators with strategic, non-dilutive financing facilities essential for their scale requirements. The protocol delivers non-recourse loans secured by GPU infrastructure and asset level cashflows, offering capital providers exposure to liquid, transparent and tradable credit products secured by income-producing compute assets.
For more information, visit https://usd.ai/.
Our team draws experience from DRW, Deutsche Bank, Rockpoint, Nansen, Balancer, and other leading DeFi and TradFi institutions. We are Series A+-funded by Coinbase Ventures, Dragonfly, DCG, Nascent, Ethereal and others. We’ve built financial and blockchain products facilitating hundreds of millions in transaction volume across diverse asset types. We have no middle managers and move quickly from idea to execution.We value integrity, high-agency and the ability to operate in ambiguity above all else.
The Role
The Senior Fullstack Engineer role calls for someone who's excited to act both as a self-motivated, high-autonomy individual contributor and as a team leader for our front-end developer group. This person will bring high-level structure to our code base, deploy AI across the organization, and guide peers to build the next generation of financial technology. You will gain ownership over our existing suite of web products, as well as the ability to influence the creation, design, and execution of future products. You will be responsible for ensuring a consistent, high-quality user experience across transactional interfaces, data-heavy analytics pages, homepages, documentation portals and more.
Responsibilities
- Full-stack implementation: Own end to end development of core products as both individual contributor and team leader. Build out our 'borrower' ecosystem suite of tools. Maintain high-quality, scalable, and reusable codebases for user-facing applications
- Lead back-end workstreams including integration of partner APIs (for hardware monitoring, CRM interaction, subgraph for updating loan data on frontend); maintain strong database structure and pipelines
- Evolve technical architecture: Make foundational decisions on system design, data modeling, API architecture, and third-party integrations (banking, stablecoin rails, on-chain data) to support a scalable, secure lending platform.
- Drive company-wide AI strategy: Identify and execute opportunities to integrate AI across our product suite, operations, and customer interactions. Own the roadmap for AI features and capabilities, including productization of deal underwriting process.
- Create trustworthy user experiences by building interfaces that are simple, easy to comprehend, performant and reliable using tools like React, Typescript, Next.js, etc.
- Collaborate with and lead designers and backend engineers to implement new features and integrations.
- Shape and own product roadmap: Partner with founders to translate protocol capabilities and business objectives into a prioritized engineering roadmap — balancing near-term borrower experience improvements against longer-term infrastructure investments.
Requirements
- 5+ years of software engineering experience
- Strong hands-on experience with modern AI/ML frameworks and applied tools.
- Strong full-stack engineering skills with experience in our tech stack (React, TypeScript, Next.js, Node.js) or similar modern web frameworks.
- High-agency, self-directed operator comfortable working in early-stage environments. You identify problems, propose solutions, and drive them to completion with minimal oversight.
- Excellent communication skills and ability to translate complex AI concepts for non-technical stakeholders.
- Nice to have: Experience with Web3 frontend stack (Wagmi/Viem, smart contract interaction), crypto/DeFi, or financial services. Experience with LLMs, prompt engineering, and agentic systems.
What We Offer
- Base salary ($250k+) competitive with crypto or finance startups
- Long-term token and equity incentive package.
- Unlimited PTO.
- Transparent, impact-driven culture that rewards results over politics.
- Support for professional development and clear growth paths as we scale.
Similar Jobs
Music • News + Entertainment
The Senior Full Stack Developer will lead full stack development, mentor engineers, refactor services, and uphold system performance and security standards in a hybrid work environment.
Top Skills:
JavaScriptLaravelRelational DatabasesVue
Information Technology
As a Lead Full Stack Developer, you'll architect and deploy full stack applications, integrating cloud technologies and ensuring security for ISR mission systems.
Top Skills:
AngularAnsibleAWSAzureC++DockerGCPJavaJavaScriptKubernetesOpenshiftPodmanPythonReactTerraformTypescriptVue
Artificial Intelligence • Fintech • Machine Learning • Mobile • Payments • Retail • Software
Senior Full Stack Software Engineer role at Upside focusing on driving quality software development and enhancing consumer experiences through collaboration and technical choices.
Top Skills:
AWSGithub ActionsJavaScriptMySQLPythonReactSnowflakeSQLTerraformTypescript
What you need to know about the NYC Tech Scene
As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.
Key Facts About NYC Tech
- Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
- Key Industries: Artificial intelligence, Fintech
- Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
- Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory
