Jobs at M&T Bank

Develop, test, implement, and monitor statistical and machine learning models in a regulated banking environment. Prepare and analyze large datasets, produce analytical code (Python/SAS), support model validation, audits and regulatory reviews, document methodology and monitoring, collaborate with stakeholders, and mentor junior analysts.

Assess and manage credit risk for commercial real estate clients through underwriting, ongoing portfolio monitoring, financial statement analysis, modeling, and covenant surveillance. Partner with relationship managers on deal execution from screen through approval and life of loan, prepare credit memoranda and risk ratings, ensure policy and regulatory compliance, and support transaction structuring and committee presentations.

Underwrite and monitor commercial loan requests and existing portfolios by analyzing financial statements, preparing cash flow and collateral schedules, assigning risk ratings, recommending structures and conditions, ensuring policy compliance, and supporting credit committee presentations.

Build and grow client relationships by delivering investment and insurance solutions, support portfolio reviews and client lifecycle management, and collaborate with Retail, Business Banking, and Wealth teams while learning from a senior advisor and building your own book.

Manage multiple product lines, ensuring profitability and compliance. Oversee product implementation, marketing strategies, and financials while evaluating market trends and risks.

The Mortgage Originator assists customers in obtaining mortgage loans, assesses credit worthiness, markets products, and ensures compliance with regulations while cultivating new business relationships.

The role involves underwriting and monitoring credit relationships, analyzing financial data, managing credit risks, and ensuring compliance with credit policies.

Lead the Idea to Implementation (I2I) product and readiness framework: define vision and roadmap, manage delivery, vendors and partners, align with SDLC/TSP, measure adoption and value, engage stakeholders and senior leaders, scope and forecast engagements, drive change management, manage staff, and ensure regulatory and risk controls.

The role involves assessing credit risk for commercial real estate clients, analyzing financial data, managing loan portfolios, and ensuring compliance with credit policies.

Support origination and execution of lending mandates in Structured Finance, including analysis, modeling, client interactions, and compliance oversight.

Lead enterprise change initiatives by assessing organizational readiness, shaping integrated solutions, coaching leaders, designing communications and learning strategies, measuring adoption, and maturing change management capabilities across the organization.

Lead a second-line operational risk team to provide oversight, challenge, and reporting on risk identification, assessment, monitoring, mitigation, and remediation. Engage senior stakeholders, represent the bank to regulators/auditors, support risk committees, implement procedures, and develop team members. Provide subject-matter expertise and contribute to Operational Risk strategy and program enhancements.

The Internal Audit Manager will lead audit activities over the Commercial domain, manage risks, coach team members, ensure compliance, and maintain stakeholder relationships to enhance audit processes and outcomes.

Owns vision, roadmap, and backlog for customer/employee research and portfolio management products (Qualtrics, UserZoom, ServiceNow SPM). Represents customer voice, prioritizes backlog, works with stakeholders and agile teams, uses analytics and design thinking to drive outcomes, and ensures compliance with internal controls and audit requirements.

The role manages the full lifecycle of statistical and machine learning model development, collaborating with stakeholders, and leading a team of analysts.

The Senior Wealth Advisor leads client relations, develops sales strategies, promotes financial services, and manages client relationships for revenue growth.

Owns product vision and roadmap for treasury/InTrader-related products; writes user stories, prioritizes backlog, partners with delivery teams, stakeholders, and UX; focuses on outcomes, risk controls, regulatory compliance, and continual improvement.

Lead and manage data science teams to build models and drive business solutions; oversee compliance analytics and ensure data quality.

Senior HR strategic advisor leading a team of HRBPs across business lines to align people strategy with business goals. Drives workforce planning, succession, performance, organizational design, change management, and talent analytics (Workday/HRIS). Partners with HR COEs, Finance, and leaders to deliver scalable HR solutions, coach executives, and ensure compliance and engagement.

Manages a complex portfolio of large dollar loan and deposit relationships, provides financial analysis, and consults on business opportunities while ensuring high portfolio quality.