Jobs at M&T Bank

Leads strategic initiatives supporting customer strategy and business performance. Responsibilities include competitive intelligence, performance scorecards, executive reporting, monthly business reviews, financial oversight, and AI roadmap governance. The role coordinates cross-functional inputs, tracks strategic commitments, prioritizes AI use cases, measures business impact, and communicates risks, progress, and recommendations to senior leadership while maintaining regulatory and internal control standards.

Support high-net-worth client relationships by managing account openings, AML/BSA/KYC requirements, processing complex transactions, resolving escalations, reviewing compliance reports, and providing sales support and process improvements. Partner with Wealth Advisors and internal teams to deliver superior client service and maintain regulatory and internal control standards.

Analyzes and underwrites commercial credit requests, monitors existing loan portfolios, assesses financial and industry risks, prepares financial models and credit analyses, recommends risk ratings and transaction structures, and supports credit committees and relationship managers. The role also monitors covenant compliance, suspicious activity, policy adherence, audit requirements, and regulatory controls throughout the credit lifecycle.

Leads strategic sourcing initiatives, including supplier research, RFP/RFQ/RFI development, proposal evaluation, competitive bidding, contract negotiations, and third-party risk management. Partners with cross-functional teams, executives, Legal, and risk teams to select suppliers and achieve savings. Analyzes procurement trends, recommends cost-reduction opportunities, prepares sourcing documentation, and ensures compliance with regulatory, audit, and internal control requirements.

Provides complex administrative and secretarial support to senior bank management. Responsibilities include serving as a liaison, preparing correspondence and presentations, managing calendars and appointments, coordinating travel, maintaining expense records, handling billings and disbursements, supporting projects, and adhering to compliance and internal control standards.

Leads service and touchpoint experience design for Commercial Banking. Responsibilities include facilitating cross-functional workshops, conducting customer research, translating insights into opportunity spaces, creating journey maps and service blueprints, developing service concepts and prototypes, mentoring others, and communicating design recommendations. The role collaborates with Product, Process, Finance, Research, Analytics, and Technology teams while maintaining compliance and internal control standards.

Underwrites and monitors commercial credit relationships throughout the loan lifecycle. Reviews financial statements, tax returns, appraisals, industry data, and other credit materials; performs financial modeling, cash flow and collateral analysis, covenant monitoring, risk rating, and scenario analysis. Partners with relationship managers, recommends transaction structures and conditions, presents credit analyses to committees, ensures policy and regulatory compliance, identifies emerging risks, and supports audit and control standards.

Provide comprehensive investment management to clients, develop and implement Individual Policy Statements and investment strategies, manage complex fiduciary accounts, ensure regulatory and compliance requirements, identify business development opportunities, participate in sales and divisional initiatives, mentor colleagues, and maintain strong client and internal relationships.

Build and grow client relationships by delivering investment and insurance solutions, support portfolio reviews and client lifecycle management, and collaborate with Retail, Business Banking, and Wealth teams while learning from a senior advisor and building your own book.

Manage multiple product lines, ensuring profitability and compliance. Oversee product implementation, marketing strategies, and financials while evaluating market trends and risks.

The Mortgage Originator assists customers in obtaining mortgage loans, assesses credit worthiness, markets products, and ensures compliance with regulations while cultivating new business relationships.

The role involves underwriting and monitoring credit relationships, analyzing financial data, managing credit risks, and ensuring compliance with credit policies.

Lead enterprise change initiatives by assessing organizational readiness, shaping integrated solutions, coaching leaders, designing communications and learning strategies, measuring adoption, and maturing change management capabilities across the organization.

The Internal Audit Manager will lead audit activities over the Commercial domain, manage risks, coach team members, ensure compliance, and maintain stakeholder relationships to enhance audit processes and outcomes.

The Financial Analysis Consultant conducts advanced financial research and analysis projects, provides strategic advice to management, builds forecasting models, mentors junior team members, and ensures compliance with financial standards.

Owns vision, roadmap, and backlog for customer/employee research and portfolio management products (Qualtrics, UserZoom, ServiceNow SPM). Represents customer voice, prioritizes backlog, works with stakeholders and agile teams, uses analytics and design thinking to drive outcomes, and ensures compliance with internal controls and audit requirements.

The Senior Wealth Advisor leads client relations, develops sales strategies, promotes financial services, and manages client relationships for revenue growth.

Designs and delivers enterprise-scale data, cloud, hybrid, and on-premises solutions supporting analytics, reporting, integration, and business capabilities. Develops architecture designs, data platforms, APIs, and integration patterns while ensuring security, resiliency, governance, compliance, and regulatory alignment. Partners with engineering, infrastructure, security, data, enterprise architecture, and business teams; evaluates technologies and vendors; supports architecture governance, modernization, proof-of-concept initiatives, documentation, and technical decision-making.

Monitors foreclosure timelines, compliance, investor requirements, exception reports, legal expenses, bidding instructions, and litigation-related loan portfolios. Serves as an escalation contact for associates, attorneys, and internal departments; performs quality control, reviews assigned loans, supports audits, updates procedures, and trains team members. Requires default servicing experience, strong analytical and communication skills, and knowledge of mortgage products and foreclosure regulations.

Leads the design, development, configuration, integration, modernization, and production support of Nasdaq Calypso solutions across capital markets functions. Translates business requirements into technical designs, oversees testing and deployments, optimizes performance and resiliency, manages incidents, and ensures compliance with security, regulatory, architecture, and risk standards. Mentors technical teams, coordinates lifecycle initiatives, and partners with business stakeholders, vendors, infrastructure, cybersecurity, and enterprise architecture teams.