Jobs at M&T Bank

Develops new commercial payments business, expands and services complex treasury management client relationships, and manages high-touch executive accounts. Analyzes payment structures and pricing, proposes customized solutions, delivers sales presentations, partners with relationship managers, supports strategic sales plans, and mentors less experienced representatives. Serves as a subject matter expert on treasury management products and services.

Leads business agility and execution enablement for complex strategic initiatives. Diagnoses systemic execution barriers, designs and measures improvements, strengthens cross-functional collaboration, and coaches leaders and teams on Agile, Lean, continuous improvement, and effective ways of working. Influences without direct authority while transitioning sustainable practices to accountable initiative and functional owners.

Underwrites and manages commercial real estate credit transactions and loan portfolios. Responsibilities include financial statement analysis, risk rating, cash flow and collateral modeling, covenant monitoring, credit policy compliance, transaction structuring, portfolio surveillance, and collaboration with relationship managers and credit committees. The role also identifies emerging credit risks, supports audits and regulatory requirements, presents credit recommendations, and helps train junior analysts.

Leads risk-based compliance testing engagements for Institutional Services and Wealth Management, including planning, execution, test scripting, findings assessment, regulatory communication, and workpaper review. Coaches team members, collaborates with business units, Internal Audit, and compliance stakeholders, maintains regulatory expertise, and supports testing methodology improvements. The role also includes Archer administration, issue escalation, stakeholder engagement, and oversight of regulatory examinations.

Manages a complex portfolio of commercial loan and deposit relationships with major businesses. Evaluates credit information, recommends relationship terms, maintains portfolio quality and complete credit files, and ensures compliance with loan conditions. Develops new business through formal calling programs, cross-sells banking products, monitors market trends, and represents the bank in community activities. May coach junior relationship managers while collaborating with internal teams to retain and service clients.

Assesses and manages commercial credit risk for financial institution clients. Responsibilities include underwriting transactions, monitoring loan portfolios, analyzing financial statements, developing models, assigning risk ratings, recommending deal structures, ensuring policy and regulatory compliance, and presenting credit analyses. The role partners with relationship managers, supports transaction execution, manages emerging risks, and helps train junior analysts.

Provides strategic legal advice to assigned business units, evaluates and mitigates legal risks, supports product and geographic expansion, reviews business and regulatory documents, advises on policies, and may handle litigation with outside counsel. The role requires collaboration with senior management, guidance to junior staff, and possible supervision of paralegals. Preferred experience includes credit and loan documentation, forbearance agreements, loan modifications, commercial bankruptcy, and workouts.

Supports strategic sourcing and procurement of technology products and services, including RFPs, supplier evaluation, contract negotiation, licensing optimization, vendor risk management, renewals, and spend analysis. Partners with Technology, Legal, Finance, Risk, and business stakeholders to secure favorable terms, control costs, maintain compliance, and manage supplier performance.

Manage IT audit lifecycles, risk assessments, annual audit planning, continuous auditing, control testing, and validation for complex technology environments. Evaluate cybersecurity, cloud, data governance, and technology controls; use data analytics to support audit decisions; communicate findings to senior leadership and regulators; recommend control improvements; and mentor audit team members.

Leads strategic sourcing initiatives, including supplier research, RFP/RFQ/RFI development, proposal evaluation, competitive bidding, contract negotiations, and third-party risk management. Partners with cross-functional teams, executives, Legal, and risk teams to select suppliers and achieve savings. Analyzes procurement trends, recommends cost-reduction opportunities, prepares sourcing documentation, and ensures compliance with regulatory, audit, and internal control requirements.

Provides complex administrative and secretarial support to senior bank management. Responsibilities include serving as a liaison, preparing correspondence and presentations, managing calendars and appointments, coordinating travel, maintaining expense records, handling billings and disbursements, supporting projects, and adhering to compliance and internal control standards.

Build and grow client relationships by delivering investment and insurance solutions, support portfolio reviews and client lifecycle management, and collaborate with Retail, Business Banking, and Wealth teams while learning from a senior advisor and building your own book.

The Mortgage Originator assists customers in obtaining mortgage loans, assesses credit worthiness, markets products, and ensures compliance with regulations while cultivating new business relationships.

The Senior Wealth Advisor leads client relations, develops sales strategies, promotes financial services, and manages client relationships for revenue growth.

Administer and optimize enterprise mainframe storage, backup, replication, and virtual tape environments. Manage IBM DS8000 systems, GDPS technologies, TS7700/TS7780, recovery strategies, capacity, performance, disaster recovery drills, and multi-data-center migrations. Provide 24/7 operational support, automate tasks with REXX and JCL, maintain documentation, collaborate across technical teams, and mentor junior staff.

Originates and grows technology equipment financing and leasing business through technology channel partners and customer relationships. The role prospects, structures, and closes transactions; educates partners; manages vendor and customer procurement processes; collaborates with credit, operations, pricing, legal, and asset management teams; and ensures compliance with risk and regulatory requirements.

Lead engineering for ATM and TCR platforms, including infrastructure design, vendor application deployment, automation, upgrades, vulnerability remediation, troubleshooting, and lifecycle management. Translate business requirements into secure, scalable solutions; coordinate vendors and cross-functional teams; establish engineering standards; document architecture and operations; and mentor technical staff. The role supports highly available, customer-facing banking technology and requires on-site work in Buffalo, New York, one week per month.

Leads enterprise architecture for Finance and Corporate Functions, defining target-state architectures, technology strategies, capability models, and modernization roadmaps. Oversees Oracle Financials and related enterprise platforms, SaaS adoption, integrations, data architecture, controls, identity, resilience, vendor evaluations, and architecture governance. Partners with senior Finance, HR, Procurement, Risk, Legal, Technology, and Compliance stakeholders in a regulated banking environment.

Provides analytical and strategic support for customer capture, recapture, retention, portfolio growth, and new business acquisition. Develops and optimizes outreach campaigns using lead-management and customer-engagement technologies, analyzes campaign and portfolio data, and delivers recommendations to improve conversion and business performance. Partners cross-functionally, supports risk and regulatory compliance, manages project-related work leadership, and maintains internal control standards.

Leads the enterprise Open Source Program Office by defining governance, licensing, SBOM, software supply-chain, component lifecycle, and InnerSource strategies. Partners with engineering, cybersecurity, legal, risk, architecture, procurement, and platform teams to integrate controls into development workflows, improve transparency, manage dependency risks, and promote trusted reusable components. Establishes metrics, policies, exception processes, and executive reporting while mentoring engineers and influencing stakeholders without direct authority.