Jobs at Santander

Supports underwriting, structuring, execution, and portfolio management for fund finance transactions serving private capital clients. Responsibilities include financial modeling, borrowing base analysis, liquidity assessment, stress testing, risk-rating evaluation, credit approval preparation, covenant monitoring, collateral reviews, annual credit reviews, and identification of emerging risks. The Associate also reviews analyst work, mentors junior team members, and contributes to process improvement, technology implementation, data management, and regulatory initiatives.

Owns on-premises ION infrastructure supporting Fixed Income trading systems. Responsibilities include analyzing business requirements, designing and implementing technical solutions, deploying and integrating vendor platforms, performing platform upgrades, and conducting development, unit, integration, and system testing. The role also involves troubleshooting complex issues, maintaining trading applications, preparing documentation, coordinating development resources, and partnering with business and technology stakeholders.

Executes complex, risk-based IT audits and evaluates technology control design and operating effectiveness across applications, infrastructure, systems, and cloud environments. Reviews evidence, identifies control deficiencies and cybersecurity risks, documents testing, follows up on corrective actions, and drafts recommendations. Supervises and coaches junior auditors, reviews their workpapers, collaborates with stakeholders, and ensures compliance with audit methodologies and professional standards.

The Associate Financial Advisor identifies clients’ financial needs, recommends investment and insurance solutions, manages and grows a client portfolio, and achieves sales and revenue goals. The role conducts client appointments, develops relationships, generates referrals, supports branch investment growth, maintains regulatory compliance and required licenses, provides partner coaching, and completes client records, reporting, training, and business development activities.

Provides cross-asset XVA pricing, risk management, hedging, and portfolio optimization across CVA, DVA, FVA, MVA, and ColVA. Partners with Trading, Sales, Structuring, Risk, Finance, and Quants to evaluate transactions, monitor exposures and P&L, meet regulatory and governance requirements, improve analytics and systems, and support U.S. and global derivative activity.

Support budgeting, forecasting, cost control, and financial performance analysis. Prepare variance and profitability analysis, consolidate data from ERP and BI systems, build financial models, monitor cost allocations, and support cost-saving and reporting automation initiatives while partnering with FP&A, Accounting and business stakeholders.

Provide investment and insurance advice to clients, grow and manage a client portfolio, achieve sales and revenue targets, ensure regulatory compliance and maintain licenses, collaborate with branch partners, coach licensed bank employees, execute business development, and complete administrative and reporting duties.