Jobs at SoFi

Lead strategy, operations, and execution for the Relay product cross-functional team. Manage P&L, set and track OKRs, report business performance to executives and the board, partner with product, marketing, legal, risk, and finance, support business development and partnerships, and monitor market and competitor trends to drive member growth and engagement.

Design and build backend services for a digital asset custody platform, including secure transaction orchestration, wallet lifecycle management, integrations with custody providers and blockchain infrastructure, resilient APIs, high-availability systems, observability, and close collaboration with security and product teams.

Lead enterprise cryptographic readiness focused on post-quantum preparedness and crypto-agility. Build and maintain cryptographic inventories, assess risks, define standards, review architectures, guide migrations (keys, algorithms, certificates, libraries), and drive cross-functional remediation and roadmaps alongside engineering, product, and security teams.

Lead and grow a team of data scientists for SoFi’s consumer finance businesses. Prioritize and deliver high-impact data science and ML projects, build data pipelines, deploy and monitor models in production, mentor engineers, recruit talent, and collaborate cross-functionally with product, engineering, finance, risk, and executives to drive data-informed business decisions.

Senior individual-contributor Product Manager owning strategy, roadmaps, and delivery for Core Banking (deposits, ledger, transactions, product catalog). Lead cross-company initiatives (core conversions, market expansion), align technical strategy, partner with engineering and stakeholders, embed regulatory and responsible-AI standards, and establish operating models and playbooks for the Core PM group.

Design and own login and authentication fraud strategy across web and mobile: detect and mitigate ATO, credential stuffing, MFA bombing, SIM swap, OTP interception, and emulator/bot traffic; drive device forensics and behavioral signals; build step-up auth, account recovery, and high-risk decisioning; coordinate with InfoSec, IAM, Fraud Ops, and partners to translate threat intel into production policies and optimize approval/loss trade-offs.

Owner of cross-product fraud strategy designing unified decisioning across onboarding, login, funding, and money movement. Lead device forensics, entity resolution, scam interception, and risk-tiered money-movement policies. Build shared analytics (SQL/Python), partner with product, Fraud Ops, and InfoSec to deploy rules-engine policies, monitor performance, and govern cross-product risk infrastructure.

Lead second-line-of-defense risk oversight for international product, business, and market expansion activities. Establish scalable governance frameworks, manage new product approvals, ensure alignment with risk appetite and multi-jurisdictional regulatory expectations, partner with cross-functional stakeholders, and support post-launch monitoring and regulatory interactions.

The Staff Fraud Analyst develops fraud strategies, optimizes detection processes using SQL and Python, and influences stakeholders to balance security and UX for financial transactions.

Execute end-to-end influencer marketing campaigns: source and brief talent, manage contracts and compliance, track and report performance, coordinate creator content for paid social, and support influencer logistics and event hosting while partnering with creative, product, legal, compliance, media, and data teams.

Lead corporate physical security operations, investigations, executive protection, threat management, and emergency response. Coordinate sensitive investigations, liaise with law enforcement, manage guard force and security vendors, support security technology, conduct risk assessments, and deliver training and crisis preparedness across corporate sites.

Lead Strategic Finance for SoFi Checking & Savings and Credit Card: own multi-year planning, forecasts, unit-economics modeling (LTV/CAC), capital-allocation, scenario analysis, business cases, and post-investment measurement. Partner cross-functionally, synthesize insights for executive leadership, scale AI use cases, and manage and develop a high-performing finance team.

Provide subject-matter AML and sanctions advisory for SoFi's crypto products. Identify blockchain-specific financial crime risks, recommend KYT/transaction monitoring and wallet screening controls, support product risk assessments, policy development, regulatory exams, audits, and third-party risk management, and collaborate with Compliance, Product, Engineering, and Investigations teams.

Serve as strategic HR advisor to Financial Services and Borrow/Operations Engineering leadership. Drive org design, compensation, performance management, employee relations, D&I, and development. Lead complex employee relations, provide executive coaching, use people analytics for data-informed decisions, partner with CoEs, and foster company culture and stakeholder relationships.

Lead second-line credit risk oversight across unsecured, secured, and commercial lending. Perform credit and behavioral analytics, monitor roll rates/delinquency, evaluate KPIs/KRIs, build data visualizations, advise on policy effectiveness, and support regulatory readiness and risk management frameworks.

Lead finance systems architecture and transformation initiatives: design finance technology roadmap, architect Workday integrations, implement reconciliation and close automation, evaluate finance tools, drive RPA/AI automation, coordinate cross-functional stakeholders, support month-end close and M&A system integrations, and maintain system documentation.

Lead second-line oversight of small business credit risk through advanced analytics, monitoring KPIs/KRIs, roll rates, delinquency, and credit loss trends. Evaluate and optimize portfolio management policies, ensure regulatory readiness and adherence to risk appetite, provide data-driven challenge to first line, and communicate findings to management.

Lead global compensation benchmarking, job architecture, and compensation structures. Model cash and equity programs, partner with Finance for stock-based forecasting, support executive compensation and proxy disclosures, and advise stakeholders on market practices and regulatory considerations.

Lead development, implementation, and oversight of Invest compliance programs for the registered investment adviser and broker-dealer. Advise on FINRA/SEC applicability, manage regulatory filings and annual reviews, develop policies/WSPs, support audits/exams, and partner with business and IRM on controls and change initiatives to mitigate regulatory risk.

Sell and advise SoFi members on life, home, and auto insurance via phone, email, text, and chat. Manage leads and pipeline, run the full sales lifecycle from intake to quoting to fulfillment, identify cross-sell opportunities, and help build Protect operational processes while collaborating with cross-functional teams.