Trovy Benefits Overview

Own fraud risk operations for a HELOC card product: manage disputes and chargebacks, monitor authorizations, conduct fraud reviews across origination and servicing, develop fraud policies and controls, optimize fraud tooling, maintain operational runbooks and reporting, and coordinate with BIN sponsor, card networks, compliance, and law enforcement as needed.

Lead Trovy's regulatory and compliance legal function for lending and card products. Advise on federal consumer financial laws, multi-state mortgage and lending requirements, product launches, servicing, disclosures, vendor and bank partnerships, marketing compliance, privacy/security, licensing, and regulatory exams. Own the compliance program and support corporate, investor, and outside counsel matters.

Lead Trovy's end-to-end credit function for HELOC products: set credit policy and underwriting, own loan pricing and AVM/collateral valuation, define income verification and automated underwriting logic, build portfolio analytics and loss forecasting, monitor credit performance, and partner with product, engineering, legal, and capital partners to manage risk and scale the loan portfolio.