Associate In-House Counsel

TheGuarantors is a cutting edge fintech company setting the standard in rent coverage with unrivaled insurance products. With a deep understanding of owner, operator, and renter needs, we believe renters deserve better access to the home of their dreams and operators deserve greater protection and growth opportunities. That’s why we’re leveraging our expertise in real estate and using AI-based technology to help operators qualify renters faster while mitigating the risk of rental income loss. With $5B+ in rent and deposits guaranteed, we work with 9 of the country’s top 10 operators and have been named one of Inc. 5000’s fastest-growing companies, one of Forbes’ Best Startup Employers, and one of Deloitte’s Technology Fast 500.

The Opportunity

The Assistant In-House Counsel role offers a compelling opportunity to work at the dynamic intersection of regulation, compliance, and the insurance industry. In this position, you will partner cross-functionally with Product, Technology, Risk, Underwriting, Customer Success, Marketing, and Corporate Development to provide practical, business-oriented legal guidance. Beyond ensuring regulatory compliance, this role plays a key part in shaping and aligning legal strategy with broader business objectives.

Location

This is a hybrid position based in New York.

Responsibilities

• Monitor, analyze, and ensure the Company’s compliance with applicable insurance laws and regulations, industry standards, and best practices.
• Work cross-functionally with the Risk, Underwriting, and Customer Success departments to provide legal guidance in underwriting and claims processes. This includes responding to internal and external questions concerning claims processing, underwriting, and application of policy terms. 
• Assist in the strategic development and deployment of insurance products. 
• Review and respond to regulatory inquiries.
• Maintain insurance producer licenses for entity, individual agents/brokers and claim adjusters, including by supervising continued education requirements of licensed personnel through third-party providers.
• Navigate cross-disciplinary and cross-industry questions addressing landlord-tenant law and insurance regulations.
• Develop internal programs and resources, including training materials for various departments regarding compliance, best practices, and risk management. 
• Contribute to designing and executing compliance testing and monitoring programs.  Prepare and present comprehensive compliance reports to senior management, highlighting concerns, recommendations, and progress on compliance initiatives.  
• Coordinate with the Marketing department to ensure all advertising and marketing materials comply with applicable laws, regulations, and internal policies. 
• Collaborate with internal stakeholders to address and remediate compliance-related issues and findings. 
• Support Product and Technology teams in navigating consumer protections, industry standards, and best practices in the deployment of insurance products and SaaS platforms.
• Assist in the negotiation, drafting, and review of contracts to support time-sensitive sales and operations matters. 
• The position will directly report to the Head of the Legal and collaborate extensively with the leadership of multiple teams, including Risk, Underwriting, Customer Success, Marketing, and Corporate Development departments.

Requirements

• 3+ years of experience in a law firm, in-house legal/compliance department (preferred experience from an insurance carrier, MGA, or agent/broker), or government experience at a department of insurance. 
• NY Bar license or ability to satisfy NY In-House Registration requirements.
• Property and casualty insurance license preferred; CPCU certification desirable. 
• Strong understanding of insurance regulations and compliance requirements.
• Proficiency in conducting risk assessments, developing risk management strategies and implementing control frameworks. 
• Effective communication skills (written and verbal), capable of presenting findings and recommendations to various audiences. 
• Demonstrated commitment to continuous learning and professional development. 
• Passion for insurance and ability to synthesize federal, state, and local statutes and regulations. 

Benefits

• Opportunities to make an impact within a fast-growing company
• Medical, dental, & vision insurance, beginning day one
• Health savings account with employer contribution
• Flexible spending accounts (healthcare, dependent care, commuter)
• 401(k)
• Generous PTO and paid holidays
• Flexible working hours
• Paid parental leave
• Company sponsored short and long term disability

Base Salary

The base salary range is between $160,000 - $200,000 annually.

Base salary does not include other forms of compensation or benefits. Final offer amounts are determined by multiple factors, including prior experience, expertise, location and current market data and may vary from the range above.

TheGuarantors is an Equal Opportunity Employer. We celebrate diversity and are committed to an inclusive environment for all.