Credit Analyst

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Role: Credit Analyst

Who are we?

Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 20,000 employees spanning over 100 countries.

Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden.

Why work at Howden?

We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients.

Always have, always will.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head- hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

What is the role?

We are seeking a detail-oriented Credit Analyst in New York with a hybrid work schedule.

ROLE SUMMARY

Howden Private Capital’s Credit team is seeking a highly analytical and detail-oriented Credit Analyst to support the assessment, structuring, and execution of credit risk solutions for banks, private credit and financial institutions. This role operates with minimal supervision and exercises discretion in a credit support capacity, with responsibility for evaluating credit risk, analyzing credit risk documentation, reviewing relevant financial materials, and supporting insurance underwriting and execution across complex credit transactions.

What will you be doing?

• Credit Analysis
  - Analyze credit risk, deal structure and balance sheet impact.
  - Prepare analytical summaries of credit risk agreements and other credit transaction information for submission to relevant insurance markets.

• Deal Execution & Underwriting Support
  - Facilitate execution of credit risk insurance placements in coordination with underwriting teams and stakeholders.
  - Evaluate purchase agreements and related documentation with focus on credit risk and balance sheet management.
  - Prepare and draft submission materials and internal credit memoranda.

• Stakeholder & Process Management
  - Serve as a primary analytical liaison between Credit leadership, deal teams, insurers, and advisors.
  - Provide concise risk assessments to senior credit leadership.

What are we looking for?

Qualifications:

• Proven experience in administrative support or similar role, preferably in a similar corporate environment.

• Strong communication skills, both written and verbal, with the ability to interact professionally across teams and with clients.

• Exceptional attention to detail and accuracy in financial and administrative tasks.

• Ability to manage multiple priorities and handle ad-hoc requests in a fast-paced environment.

• Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and other productivity tools.

• Organizational and problem-solving skills to ensure efficient workflow and timely completion of tasks.

• Flexibility and adaptability to support evolving business needs.

• High level of integrity and confidentiality when handling sensitive information.

Preferred Qualifications:

• 1–3 years of experience in credit structuring, credit analysis, law, investment banking, private equity, or insurance.

• Strong exposure to M&A transactions and diligence processes.

• Strong analytical and critical-thinking skills.

• Excellent written and verbal communication.

• Proficient in Microsoft Office and CRM platforms.

Compensation and Benefits

The expected base salary range for this role is $75,000 - $100,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as exempt under the Fair Labor Standards Act (FLSA).

In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts

• 401(k) retirement plan

• Flexible Paid Time Off and paid parental leave

• Life and Disability insurance

Our sustainability promise

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.