Director of Product, Decisioning

Alloy helps solve the identity risk problem for companies that offer financial products by enabling them to outpace fraud and confidently serve more people around the world. Over 800 of the world’s largest financial institutions and fintechs turn to Alloy to take control of fraud, credit, and compliance risk, and grow with the clearest picture of their customers.

Through our values: Be Bold, Get Scrappy, Collaborate, and Celebrate Our Differences, we are creating a workplace where you can grow, thrive, and belong. See how we’ve been continuously recognized and named one of Inc. Magazine’s Best Workplaces, Forbes America’s Best Startup Employers, Best Fintech to Work for by American Banker, year after year.

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We're looking for a Director of Product Management to lead our decisioning product suite and empower teams across the organization to deliver exceptional outcomes for customers. You will work with the PMs, Designers, and Engineers on your teams to expand and deliver on the vision for how customers design, test, deploy, and improve policies—while building the infrastructure and collaborative practices that enable Product, Engineering, Design, and cross-functional partners to do their best work.

This role requires strategic clarity, operational excellence, and a commitment to developing people and systems that scale.

Alloy operates in a hybrid-work environment. We look to foster collaboration and community by having our local employees onsite three days a week, and remote employees onsite once a quarter.

• Support a team of Product Managers (in collaboration with designers and engineers) to refine and deliver on the product vision for our Decisioning suite of features.
  • Build, test, and iterate their policies confidently
  • Optimize for cost and straight through processing
  • Efficiently review and take action on human-in-the-loop applications and fraud investigations
• Enabling Policy Builders to:
• Enabling Agents and Fraud Analysts to:
• Ensure decisioning capabilities support auditability, explainability, and compliance, including traceable decision histories and defensible outcomes.
• Drive strategic use of analytics, ML, and AI across the decisioning platform, ensuring the right tool is applied to the right problem based on performance, explainability, and operational needs.
• Partner closely with Engineering and Design to make durable product and platform investments that balance flexibility, reliability, and usability.
• Lead, mentor, and develop Product Managers, setting clear standards for product quality, prioritization, and ownership.
• Define and track success metrics across the decisioning lifecycle, including builder confidence, test coverage, policy performance, review efficiency, and operational outcomes.
• Represent decisioning at the leadership level, clearly communicating strategy, tradeoffs, progress, and risks.
• Use your experience to contribute to the broader PM team and raise the bar for product execution across the organization.

• 8+ years in product management, with 3+ years leading teams and strategy in complex, platform-oriented products.
• Experience in identity and fraud at a financial institution or fintech
• Deep experience in decisioning systems, workflow orchestration, policy management, or related domains.
• Proven ability to partner with Engineering and Design to deliver scalable, high-quality product experiences.
• Strong track record of developing product managers and building high-performing, collaborative teams.
• Ability to balance long-term vision with short-term execution, and to communicate effectively across technical and non-technical audiences.
• Comfort with ambiguity, tradeoffs, and driving clarity in complex problem spaces.

We're a lean team, so your impact will be felt immediately, and opportunities will grow as the company scales up. If this all sounds like a good fit for you, why not join us?

Alloy is committed to fair and equitable compensation practices. Below is the anticipated starting base compensation range for this role; however, pay may vary depending on job-related knowledge, in-demand skills, relevant experience, and/or geography. In addition to a competitive base salary, this position is also eligible for equity awards in the form of stock options (ISOs) as well as a competitive total benefits package. Your recruiter will be happy to walk you through the details and what compensation could look like for you specifically!

This position has a salary range of $235,000 to $265,000. 

• Unlimited PTO and flexible work policy
• Employee stock options
• Medical, dental, vision plans with HSA (monthly employer contribution) and FSA options
• 401k with 100% match up to 4% of annual employee compensation 
• Eligible new parents receive 16 weeks of paid parental leave 
• Home office stipend for new employees
• Annual Learning & Development annual stipend
• Well-being benefits include access to ClassPass, OneMedical, UrbanSitter, and Spring Health 
• Hybrid work environment: employees are expected to work Tuesdays through Thursdays from our HQ in Union Square, Manhattan. Tasty lunches catered from a variety of local restaurants and frequent employee-organized cultural events contribute to our positive office energy. On Monday/Friday most employees Zoom into work from home while some take advantage of the quieter office.

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Alloy is proud to be an equal-opportunity workplace and employer. We’re committed to equal opportunity regardless of race, color, ancestry, religion, gender, gender identity, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, or veteran status. We are committed to an inclusive interview experience and provide reasonable accommodations to applicants with visible and invisible disabilities. We encourage applicants to share needed accommodations with their recruiter.

All Alloy jobs are listed on our careers page. Any communication during the recruitment process, including interview requests or job offers, will come directly from a recruiting team member with an alloy.com email address. We do not use outside applications or automated text messaging in our recruiting process. We will not ask for any sensitive financial or identification information during the recruiting process. If you’re ever unsure, please contact us directly via our website before sharing personal information.