Director, Risk

TheGuarantors is a fintech company helping multifamily owners and operators mitigate leasing risk while expanding access for renters. With a deep understanding of owner, operator, and renter needs, we believe renters deserve better access to the home of their choice and operators deserve greater protection and growth opportunities. That’s why we’re leveraging our real estate expertise and using AI-driven renter underwriting to help operators qualify renters faster while mitigating the financial risk of renter default. With $7B+ in lease value protected, we work with 9 of the country’s top 10 operators, are the #1 lease guarantee provider nationwide, and have consistently been named one of Inc. 5000’s fastest-growing companies, one of Forbes’ Best Startup Employers, and one of Deloitte’s Technology Fast 500.

Director, Risk will direct and oversee the company’s risk and underwriting policy. Responsible for developing and calibrating risk models, including Expected Loss frameworks. Lead risk strategy design and optimization of underwriting and portfolio monitoring processes to align with risk appetite and business objectives. Establish methodologies for risk forecasting, stress testing, and scenario analysis. Manage development and enhancement of dashboards, monitoring tools, and risk reporting to ensure timely detection of portfolio risk drivers and emerging concentrations.

Collaborate with product, business, and data teams to integrate risk insights into business decision-making. Supervise and mentor a team of risk analysts and associates to strengthen organizational risk capacity.

Requires a bachelor’s degree in financial engineering, statistics, or economics, and 2 years of experience in the skill sets listed in the job description.

Base Salary

The base salary is $200,000/year.

Base salary does not include other forms of compensation or benefits. Final offer amounts are determined by multiple factors, including prior experience, expertise, location and current market data and may vary from the range above.

TheGuarantors is an Equal Opportunity Employer. We celebrate diversity and are committed to an inclusive environment for all.