Mastercard
Director, Small and Medium Business Product Commercialization - North America
Be an Early Applicant
Leads North American commercialization of Mastercard’s small and medium business payment, AI, and beyond-card products. Develops go-to-market strategies, sales enablement, product value narratives, customer pilots, technical implementation support, and adoption initiatives. Partners with product, AI, sales, customer success, legal, services, and executive stakeholders to scale solutions, gather market feedback, influence roadmaps, and drive revenue and ecosystem growth.
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Director, Small and Medium Business Product Commercialization - North America
Director, NAM SME Product Commercialization
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Role Overview
Mastercard helps financial institutions, fintechs and business partners bring innovative payment solutions to small and medium-sized enterprises (SME) by working closely with issuers, fintechs, partners and merchants to drive market adoption and ecosystem growth across a portfolio of commercial payment solutions that address the needs of the SMEs, including their growing needs in an agentic-AI enabled future.
The Director, NAM SME Product Commercialization, SME will be responsible for developing, managing, and executing go-to-market strategies to deploy strategic card and beyond card capabilities for SMEs in the U.S. This leader will support the end-to-end strategy for agentic AI systems, starting with the Virtual C-suite, a new agentic experience designed to help small businesses operate with executive-level insight and decisioning.
This role sits at the intersection of AI and the NAM SME product strategy, business enablement, and technical sales commercialization. The ideal candidate combines deep technical understanding with strong product thinking and the ability to partner with senior stakeholders across regions and business units.
Key Responsibilities
Technical Product Management• Commercialize AI and beyond card solutions with clients, partners, and ecosystem stakeholders, aligned to the nuances of the US market.• Ensure releases are adoption ready, balancing usability, scalability, performance, and trust requirements.• Track product outcomes (adoption, performance, business impact), identify gaps, and continuously contribute to the development roadmap.
Pre Sales Commercialization• Develop sales materials and product enablement through SME sales leads and account teams.• Strengthen and help tailor the Virtual C-Suite and beyond card product value narrative to prospective and/or existing customers.• Identify and execute pipeline, support go-to-market strategies, and drive market penetration in partnership with sales teams.• Demonstrate a high degree of initiative and self-direction, quickly learning new concepts and navigating complex challenges within a highly matrixed, fast-paced organization.
Post-Sale Commercialization• Oversee customer pilots and go-to-market implementation for Virtual C-Suite and key beyond card products.• Lead technical implementation support and business enablement in concert with cross-functional partners.
Stakeholder Alignment • In close partnership with SME team peers, global SME product, and AI teams, provide continuous SME feedback and improvement to products and services built.• Collaborate with Product, Customer Success, Account Teams, Services, Open Banking, and Legal teams.• Build strong partnerships and collaborate effectively with executive-level stakeholders, influencing decisions and driving alignment across teams and business functions.
Qualifications Required• Deep understanding of the payments industry serving the small and medium business sector.• Experience in business development, sales, and product management of complex solutions.• Strong understanding of LLM architectures, agentic systems, reasoning frameworks, and orchestration tools.• Proven ability to design, deploy, and scale product adoption and sales revenue enablement.• Exceptional stakeholder management and communication.• Can-do attitude paired with intellectual curiosity.
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.
THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 12/16/2026. If the fill date has passed, Mastercard intends to fill this position as soon as possible.
Pay Ranges
Purchase, New York: $179,000 - $305,000 USD
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Director, Small and Medium Business Product Commercialization - North America
Director, NAM SME Product Commercialization
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Role Overview
Mastercard helps financial institutions, fintechs and business partners bring innovative payment solutions to small and medium-sized enterprises (SME) by working closely with issuers, fintechs, partners and merchants to drive market adoption and ecosystem growth across a portfolio of commercial payment solutions that address the needs of the SMEs, including their growing needs in an agentic-AI enabled future.
The Director, NAM SME Product Commercialization, SME will be responsible for developing, managing, and executing go-to-market strategies to deploy strategic card and beyond card capabilities for SMEs in the U.S. This leader will support the end-to-end strategy for agentic AI systems, starting with the Virtual C-suite, a new agentic experience designed to help small businesses operate with executive-level insight and decisioning.
This role sits at the intersection of AI and the NAM SME product strategy, business enablement, and technical sales commercialization. The ideal candidate combines deep technical understanding with strong product thinking and the ability to partner with senior stakeholders across regions and business units.
Key Responsibilities
Technical Product Management• Commercialize AI and beyond card solutions with clients, partners, and ecosystem stakeholders, aligned to the nuances of the US market.• Ensure releases are adoption ready, balancing usability, scalability, performance, and trust requirements.• Track product outcomes (adoption, performance, business impact), identify gaps, and continuously contribute to the development roadmap.
Pre Sales Commercialization• Develop sales materials and product enablement through SME sales leads and account teams.• Strengthen and help tailor the Virtual C-Suite and beyond card product value narrative to prospective and/or existing customers.• Identify and execute pipeline, support go-to-market strategies, and drive market penetration in partnership with sales teams.• Demonstrate a high degree of initiative and self-direction, quickly learning new concepts and navigating complex challenges within a highly matrixed, fast-paced organization.
Post-Sale Commercialization• Oversee customer pilots and go-to-market implementation for Virtual C-Suite and key beyond card products.• Lead technical implementation support and business enablement in concert with cross-functional partners.
Stakeholder Alignment • In close partnership with SME team peers, global SME product, and AI teams, provide continuous SME feedback and improvement to products and services built.• Collaborate with Product, Customer Success, Account Teams, Services, Open Banking, and Legal teams.• Build strong partnerships and collaborate effectively with executive-level stakeholders, influencing decisions and driving alignment across teams and business functions.
Qualifications Required• Deep understanding of the payments industry serving the small and medium business sector.• Experience in business development, sales, and product management of complex solutions.• Strong understanding of LLM architectures, agentic systems, reasoning frameworks, and orchestration tools.• Proven ability to design, deploy, and scale product adoption and sales revenue enablement.• Exceptional stakeholder management and communication.• Can-do attitude paired with intellectual curiosity.
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.
THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 12/16/2026. If the fill date has passed, Mastercard intends to fill this position as soon as possible.
Pay Ranges
Purchase, New York: $179,000 - $305,000 USD
Mastercard New York, New York, USA Office
Mastercard NYC Tech Hub Office

Mastercard’s NYC Tech Hub unites experts from diverse backgrounds and disciplines, from software development to finance, data architecture to cybersecurity and beyond, to build systems that never fail for a world that never stops.
Similar Jobs at Mastercard
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Partners with Consumer Products and Processing product teams on budgeting, forecasting, financial modeling, business cases, investment prioritization, performance management, and strategic decision-making. Analyzes financial and operational data, develops executive reporting and KPI dashboards, evaluates growth opportunities, supports technology investment decisions, and drives profitability, cost management, and operating leverage initiatives.
Top Skills:
ExcelPowerPoint
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Supports Mastercard’s commercial partnerships operating model across Corporate Solutions and SME. Responsibilities include managing partnership pipelines, developing prioritization frameworks, designing lifecycle and onboarding processes, tracking performance metrics, improving go-to-market scalability, and coordinating stakeholders across regions and functions. The role focuses on data-driven analysis, scalable process development, governance, continuous improvement, and effective partnership execution.
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Design user flows, journeys, wireframes, and prototypes for enterprise transformation initiatives. Conduct user research, usability testing, and journey mapping; translate insights into intuitive B2B and B2B2C experiences. Collaborate with cross-functional stakeholders, facilitate workshops, extend design systems, and prototype AI-enabled interactions. Advocate for users and guide redesign decisions from concept through validation.
Top Skills:
Adobe Creative CloudAIDesign SystemsFigmaPrototypingWireframing
What you need to know about the NYC Tech Scene
As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.
Key Facts About NYC Tech
- Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
- Key Industries: Artificial intelligence, Fintech
- Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
- Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory


