Financial Plan Design Planner

At Cetera, we strive for continuous improvement and excellence in the advisor and client experience. The Financial Planning Consultant develops and delivers comprehensive financial plans, provides planning recommendations aligned with end-client goals, and partners with financial professionals to expand the use of financial planning within their practices. This role manages a high-volume portfolio of outsourced planning engagements while maintaining accuracy, timeliness, and a strong service experience.

• Develop, optimize, and update financial plans using firm-provided financial planning software.

• Independently develop financial planning recommendations designed to support stated end-client financial goals.

• Build relationships with financial professionals and help them grow their practices through the adoption and continued use of financial planning services.

• Collaborate with financial professionals to finalize plans and support client delivery when needed.

• Manage a large portfolio of outsourced financial planning engagements efficiently and within established timelines.

• Maintain current knowledge of firm-supported planning software and financial planning concepts.

• Use appropriate software and calculators to prepare calculations, projections, and side-by-side comparisons involving topics such as mortgages, 529 plans, and Social Security.

• Communicate with advanced planning consultants and other allied professionals as needed.

• Market and promote the services of the Financial Plan Design team.

• Coach financial professionals to lead client relationships, coordinate with outside professionals such as attorneys and CPAs, and remain focused on the client’s strategic planning priorities.

• Document calls and client or advisor interactions using Salesforce and other approved technology tools.

• Use organizational and workflow-management skills to track core customer needs and planning deliverables.

• Participate in training sessions and staff meetings and share new knowledge with teammates.

• Perform other duties as assigned.

• Bachelor’s degree in Business, Finance, or a related field.

• Active FINRA Series 7 license and Series 65 or Series 66 license.

• CFP® certification required; additional relevant credentials are preferred.

• Five to ten years of financial planning experience, including direct experience producing financial plans.

• Experience creating plans with financial planning software; MoneyGuide and eMoney experience is strongly preferred.

• Knowledge of common financial planning disciplines, including estate planning, tax planning, investment planning, and retirement planning, with the ability to tailor the planning experience to industry and client needs.

• Ability to communicate complex issues clearly and understandably, both verbally and in writing.

• Working knowledge of financial products such as mutual funds, stocks, bonds, insurance products, and annuities.

• Ability to learn and efficiently use multiple technology platforms, including financial planning tools, Salesforce or comparable CRM systems, and Microsoft Outlook, Excel, Word, and PowerPoint.

• Ability to proofread and quality-check work in accordance with firm and regulatory standards.

• Excellent time-management and prioritization skills, including the ability to meet deadlines while managing multiple engagements.

• Ability to identify and resolve problems in a timely, efficient, and effective manner by using available resources.

• Team-oriented approach and the ability to work effectively in a fast-paced environment.

• Ability to manage multiple advisor relationships while maintaining high levels of customer satisfaction.

The base annual salary range for this role is $125,000 to $150,000, plus a competitive performance-based bonus. Base annual salary depends on a wide array of factors, including but not limited to skill set, years and depth of experience, certifications, and location. Base annual salary may also differ significantly due to geography and cost of labor considerations.

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