Head of Capital Markets

Constrafor is modernizing construction finance. Our Early Pay Program is transforming how subcontractors get paid, accelerating cash flow while giving GCs more control and flexibility. As we scale, access to capital is mission-critical.

We’re looking for a strategic and execution oriented Head of Capital Markets to lead the expansion and management of our credit facilities. This is a highly cross-functional leadership role with direct impact on our growth, unit economics, and scalability. You’ll partner closely with our executive team, legal, finance, and capital partners to ensure we have the right capital stack to power the next phase of our Early Pay Program.

📝 What You'll Do:

• Lead the sourcing, structuring, negotiation, and execution of new credit facilities to support the growth of our Early Pay Program.
• Manage relationships with existing capital providers ensuring compliance, reporting, and facility optimization.
• Own capital strategy, including forecasting liquidity needs and modeling different structures to optimize cost of capital and flexibility.
• Collaborate with internal teams (finance, legal, product) to operationalize credit lines and ensure seamless fund flows.
• Develop and maintain detailed reporting and insights for internal stakeholders and external lenders.
• Stay on top of market trends and investor appetite across structured credit, private debt, and alternative lending
• Serve as a key thought partner to the Chief Credit Officer and executive team on funding strategy.

📈What You Bring:

• 7+ years of experience in structured credit, capital markets, or fintech lending, preferably with exposure to asset-backed facilities
• Excellent negotiation and relationship building skills with institutional lenders, banks, and alternative credit fundsDemonstrated success raising and managing credit warehouse lines or similar structures.
• Strong financial modeling background.
• Comfortable working in a high-growth, fast-paced startup environment.
• Experience in construction finance, supply chain finance, or similar asset classes.

🚀 What we Offer:

• Competitive Salary: $175,000-190,000 base DOE.
• Significant equity ownership within Constrafor.
• Hybrid schedule out of our beautiful Hudson Yards office.
• Medical, dental & vision insurance coverage offered for you and your dependents.
• Generous PTO Plan.
• A collaborative and innovative work culture that values your input.
• Opportunity to make a significant impact in a growing tech company.