CVS Health
Lead Director - Data Scientist - Forecasting Accuracy and Analytical insights for Underwriting
We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time.
Position Summary
The Lead Director, Lead Director - Data Scientist - Forecasting Accuracy and Analytical insights for Underwriting, ensures the accuracy, reliability, and financial integrity of analytics-driven products across the underwriting ecosystem. This leader sets the strategy for reducing financial leakage, goal-seeking underwriting scenario optimization, forecasted P&L accuracy, underwriting risk-management, insights and recommendations for underwriting/sales decision making, and anomaly detection in live underwriting deals. They ensure that underwriters and sales partners are supported by technology with various financial tools, data, and insights.
This role combines the analytical rigor of a Data Scientist with the leadership capabilities of a financial product development leader. The position leads a team of 10+ data scientists responsible for supporting underwriting analytical needs, P&L forecasting accuracy, analytical insights and validation, reporting solutions, business impact, and financial result verification.
Key Responsibilities:
Product‑Embedded Leadership for Data Science & Advanced Analytics
- Lead the data science and analytics strategy for underwriting transformation software products, from problem framing through production deployment.
- Design and operationalize predictive, and scenario‑based analytical capabilities supporting underwriting, pricing, and risk decisions.
- Time‑series, advance regression, tree based modeling and forecasting for volume, financial, and risk projections.
- Machine learning and statistical modeling to improve underwriting accuracy and efficiency.
- Partner closely with Product Management and Engineering to embed analytics and reporting into core product workflows.
Metrics, Reporting & OKR Ownership
- Define, track, and report product, operational, and business metrics and OKRs aligned to organizational and underwriting transformation goals.
- Establish scalable reporting frameworks and dashboards that provide transparency into product performance, financial impact, and delivery outcomes.
- Deliver executive‑ready insights that clearly articulate progress, risks, and tradeoffs.
- Exploring and delivering emerging technologies that can help transform BI and reporting to leveraging AI to build reporting layers that are flexible, dynamic and can enable user driven exploration.
Cross‑Functional Leadership & Stakeholder Management
- Facilitate continuous, cross‑functional communication across Product, Engineering, Underwriting, Finance, Actuarial, and Executive teams.
- Build trusted partnerships with stakeholders at all organizational levels, serving as a strategic thought partner for data‑driven decisions.
- Translate complex analytical insights into clear, actionable narratives for both technical and non‑technical audiences.
Organizational Leadership
- Lead, coach, and develop a high-performing organization of decision scientists, analysts and validation professionals.
- Define team vision, strategy, goals, priorities, and OKRs.
- Manage resource planning, workload prioritization, and organizational growth.
- Provide executive-level communication, reporting, and strategic recommendations.
Required Qualifications
- 12+ years of experience in analytics, decision science, business intelligence, financial analysis, quality assurance, or data validation.
- 5+ years of experience leading large analytical teams and developing people leaders.
- Expertise in analytical validation, anomaly detection, root cause analysis, business impact assessment, and financial validation.
- Strong ability to analyze and synthesize both quantitative and qualitative data to generate insights and explain business outcomes.
- Experience developing self-service reporting solutions and communicating insights from reports and dashboards.
- Proven experience validating business outcomes and financial results using large-scale datasets.
- Advanced SQL and data analysis skills.
- Exceptional communication, stakeholder management, and executive presentation skills.
Preferred Qualifications
- PBM, Healthcare, Underwriting, Pricing, Forecasting, Actuarial, or Financial Analytics experience.
- Experience validating underwriting, forecasting, pricing, or P&L platforms.
- Experience with Databricks, SQL, Tableau, Power BI, Python, or similar analytics platforms.
- Experience leading through managers, including setting direction, coaching people leaders, and driving accountability across multi-level data science teams.
Pay Range
The typical pay range for this role is:
$144,200.00 - $288,400.00
This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. This position also includes an award target in the company’s equity award program.
Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.
Great benefits for great people
We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.
Additional details about available benefits are provided during the application process and on Benefits Moments.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.
CVS Health Edison, New Jersey, USA Office
Edison, United States
CVS Health Elizabeth, New Jersey, USA Office
Elizabeth, United States
CVS Health Florham Park, New Jersey, USA Office
Florham Park, United States
CVS Health Hoboken, New Jersey, USA Office
Hoboken, United States
CVS Health Jersey City, New Jersey, USA Office
Jersey City, United States
CVS Health Montclair, New Jersey, USA Office
Montclair, United States
CVS Health New Brunswick, New Jersey, USA Office
New Brunswick, United States
CVS Health New Rochelle, New York, USA Office
New Rochelle, United States
CVS Health New York, New York, USA Office
New York, United States
CVS Health New York, New York, USA Office
New York, United States
CVS Health New York, New York, USA Office
New York, United States
CVS Health New York, New York, USA Office
New York, United States
CVS Health Newark, New Jersey, USA Office
Newark, United States
CVS Health North Brunswick, New Jersey, USA Office
North Brunswick, United States
CVS Health Paterson, New Jersey, USA Office
Paterson, United States
CVS Health Teaneck, New Jersey, USA Office
Teaneck, United States
CVS Health Yonkers, New York, USA Office
Yonkers, United States
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