M&T Bank
Mortgage Underwriting Quality Control Analyst - Credit Quality- Remote
Be an Early Applicant
Perform pre- and post-funding quality control audits of FHA and VA mortgage loans, identify defects, fraud red flags, and trends, communicate findings to production offices and management, support special audits and regulatory responses, and maintain compliance with internal controls and agency guidelines.
Required Qualifications: Candidates must possess both of the following active certifications and have recent experience underwriting FHA and VA mortgage loans:
Overview:- Active FHA Direct Endorsement (DE) Certification
- Active VA LAPP/SAR Certification
- Proven experience underwriting both FHA and VA mortgage loans
Responsible for the completion of internal audits and communicating results to loan production offices and management; maintain current knowledge of both internal and external policy, procedures and guidelines; evaluate trend pattern analysis and identify fraud/misrepresentation.
Primary Responsibilities:- Evaluate a selected number of loans on a monthly basis to ensure accuracy, adherence to procedures, and compliance with Bank standards.
- Perform both pre-funding and post-funding Quality Control reviews to include review of underwriting guidelines and product pages applicable to each loan reviewed, re-verification of specific contents of the loan file, ordering and review of field review appraisals, communication of potential defects to applicable parties and updating of QC system.
- Exercise judgment when utilizing escalation process.
- Conduct special audits as required in response to requests from Audit, Mortgage Management, and/ or any regulatory agency.
- Identify red flags and conduct additional due diligence when applicable.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Complete other related duties as assigned.
Associate’s degree with minimum 4 years’ mortgage /underwriting experience,
OR in lieu of a degree,
A combined minimum of 6 years’ higher education and/or work experience, including a minimum of 4 years’ mortgage/underwriting experience.
Working knowledge of agency guidelines.
Ability to work well with all levels of management.
Excellent verbal and written communication skills.
Proven customer service skills.
Demonstrated ability to work well under pressure
Education and Experience:
FHA DE and VA LAPP certifications.
Proficient in Allregs, Microsoft Excel and Word.
Experience in both Retail and 3rd party originations.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $54,100.00 - $90,100.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of AmericaM&T Bank New York, New York, USA Office
New York, United States, 0
M&T Bank Wayne, New Jersey, USA Office
Wayne, United States
Similar Jobs
Artificial Intelligence • Fintech • Insurance • Marketing Tech • Software • Analytics
Own model observability for Auto Physical Damage data science products, including traditional ML and GenAI/LLM systems. Build monitoring pipelines, dashboards, metrics, thresholds, alerts, and remediation documentation. Detect drift, performance degradation, anomalies, and data-quality issues; support MLOps, LLMOps, governance, compliance, and audit reporting. Analyze business outcomes, identify improvement opportunities, and communicate model health findings to technical and non-technical stakeholders.
Top Skills:
AWSAzureEmblemExcelGCPLlmopsMlopsPowerPointPythonSASSQLStreamlitTableauVBA
.png){kind=logo}
AdTech • Cloud • Digital Media • Information Technology • News + Entertainment • App development
Lead design and governance of SAP SuccessFactors architecture for a greenfield Employee Central implementation. Define technical strategy, manage integrations, guide engineering teams, apply clean-core principles, and mentor technical staff while ensuring scalable, secure, and simplified solutions aligned to business goals.
Top Skills:
Advanced WorkzoneBusiness Application Studio (Bas)Bw/4HanaCap (Cloud Application Programming) ModelEmployee CentralFieldglassIntegration SuiteJava ConnectorRap (Restful Abap Programming)Rest ApisSacSap BtpSap BuildSap BwSap HcmSap SuccessfactorsWeb Services
Artificial Intelligence • Fintech • Insurance • Marketing Tech • Software • Analytics
Handle inbound calls and warm leads to assess customers’ insurance needs, recommend appropriate Property and Casualty coverages, and convert prospects into policyholders. Representatives receive paid training and licensing support, work remotely, maintain customer-focused communication, and meet sales goals through persuasive consultation. The role requires a flexible schedule of four weekdays and one weekend day, with evening shifts for at least six months.
Top Skills:
PcWired High-Speed Internet
What you need to know about the NYC Tech Scene
As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.
Key Facts About NYC Tech
- Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
- Key Industries: Artificial intelligence, Fintech
- Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
- Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory
