Evaluates project finance assets, prepares credit applications and investment recommendations, monitors portfolio credit quality, and analyzes financial trends, cash flows, market value, and liquidity. Maintains compliance with investment guidelines and reporting requirements, reviews ratings and documentation, supports amendments and refinancings, and may assist with deal structuring and business development.
This role is located in New York City and will require a hybrid work schedule of at least 2 days in office per week.
This role is for Assistant Officer level candidates.
The Americas Division (“AD”) was established in the Sumitomo Mitsui Trust Bank, Limited, New York Branch) (“SMTBNY”) to perform corporate functions and supervise U.S. entities. Established under the AD are the “Global Banking Unit (“GBU”), Americas Division” and “Global Markets Unit (“GMU”), Americas Division” which performs business functions. The Specialty Finance Department (“SFD”) is responsible for originating, booking and monitoring credit facilities for both bilateral and syndicated loan transactions. SFD focuses on building and monitoring portfolio assets in 3 main product areas: Project Finance, Trade and Commodity Finance, and Aviation Finance.
Your Role Overview:
Responsible for credit evaluation and deal maintenance.
Your Duties and Responsibilities
- Reviews potential assets in assigned products/industries and prepares credit applications and makes investment recommendations.
- Ensures compliance with applicable investment guidelines and directives from Head Office and Branch Management.
- Monitors assigned assets/products/industries to maintain credit quality through asset/product/industry appropriate measures, i.e., financial analysis and trends, cross-sectional analysis, cashflow analysis and market value/liquidity.
- Prepares all applications and reports and makes recommendations on all amendments, refinancings and other ongoing activities.
- Responsible for all Head Office and Branch monitoring and reporting requirements, including rating review, business review of documentation, regulatory review, booking and financial and portfolio review requirements, with support from Operations Analyst as designated.
- May conduct business development activities.
- May conduct or support deal structuring activities.
- Performs other duties and responsibilities as assigned by management.
- Bachelor’s degree in Finance or Economics or equivalent with 2+ years related experience.
- Good knowledge of finance and basic accounting.
- Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies.
- Good knowledge of corporate finance and loan markets
- Advanced in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access) and some modeling capabilities.
- Excellent oral and written communication skills.
- Excellent organization skills and detail oriented.”
- The Employee Benefits package includes: Paid Time Off, medical, HSA, vision, dental, FSA, 401(k), profit sharing, legal plan, cancer indemnity plan, disability insurance, life insurance, employee assistance program, commuter benefits, business travel accident, paid volunteer day, paid memberships, paid seminars, and tuition assistance.
- We offer many socialization opportunities for wellness, financial wellbeing, runs/walks, team building, happy hours, and activities to support the Sustainable Developmental Goals.
Check out our LinkedIn for our employee experience: https://www.linkedin.com/company/smtbny
The anticipated salary range for this role is listed above. The specific salary offered to an employment applicant is based on the individual’s qualifications, experiences, the job responsibilities, an analysis of the current compensation paid for similar roles in the local geographic area, and key distinctions of the job as compared to current jobs in the Branch. The role may also be eligible for an annual discretionary bonus.
Sumitomo Mitsui Trust Bank, Limited New York Branch is a branch of Sumitomo Mitsui Trust Holding Group. Learn more about the company, the values, and vision at https://www.smth.jp/english/about_us/philosophy
Sumitomo Mitsui Trust Bank, Limited Hoboken, New Jersey, USA Office
111 River St, Hoboken, New Jersey, 07030-5773, United States, Hoboken, United States, 07030-5773
Sumitomo Mitsui Trust Bank, Limited New York, New York, USA Office
1251 Avenue of the Americas 22nd Floor, New York, United States, 10020
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