Senior Product Manager | Cards & Billing

At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.

Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.

Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.

Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.

As a Product Manager at Ramp, you will be responsible for the vision, strategy, and roadmap for Ramp’s card issuing and billing platforms. You will be responsible for leading a core team of engineers and designers to build amazing products that serve thousands of businesses, owning a set of key and customer & business problems. You will drive the end-to-end product vision, strategy, and execution for your domain in order to meet ambitious company goals. Your scope will include:

1. Card issuing – The card is Ramp’s flagship product. You’ll be responsible for shipping new card products, in new markets, on new payment rails, improving the core customer experience around daily spending, and scaling our platform for the next chapter of growth.

2. Billing – Ramp’s paid software products are a large and growing part of our business. You’ll be responsible for working with our Finance and GTM teams to define and implement pricing packages that fuel growth.

3. Statement collections – Ensuring that Ramp gets paid – on time – for a wide range of products is key to keeping the business running and growing. You’ll be responsible for making sure that happens across a rapidly growing customer base.

We’re looking for someone who can partner and collaborate across various internal teams, has a deep understanding of our customers and technology, and can deliver financial products to streamline complex business flows via a fantastic user experience.

• Own the vision, strategy, and roadmap for Ramp’s card and billing platforms

• Drive high-velocity execution with a world-class team of engineers and designers, balancing principled intuition with data-driven decision making

• Marry customer insights with technical possibilities, crafting intuitive user experiences that abstract away complexity

• Help thousands of finance teams on Ramp more successfully manage their finances by expanding the capabilities of our product

• Prototype rapidly using tools like Cursor and Bolt to accelerate the product development lifecycle and fast-forward to production-ready products.

• Stay deeply plugged into AI research, industry trends, and emergent applications, filtering signal from noise and applying it creatively to Ramp’s product

• BA/BS in a technical or analytical field

• Minimum 3 years product management experience

• Strong customer empathy and design thinking

• Fluency in data and how to make data-driven product decisions

• Experience evaluating product decisions and prioritization trade-offs

• Demonstrated ability to lead and influence small teams of engineers & designers toward a common goal

• Ability to collaborate with multiple stakeholders and large cross-functional teams

• Excellent written and verbal communication skills

• Passion for AI, shown through hands-on building, prototyping, or side projects, and staying current on research and tools.

• Fluency with modern prototyping tools (e.g. Cursor, Bolt, Claude Code) and comfort with design/collaboration environments like Figma and Git.

• Background in fast-paced, high-growth startup environments

• Experience building payments products or products in regulated markets

• Experience building products with a significant AI component, especially if leveraging LLMs.

• 100% medical, dental & vision insurance coverage for you

  • Partially covered for your dependents

  • One Medical annual membership

• 401k (including employer match on contributions made while employed by Ramp)

• Flexible PTO

• Fertility HRA (up to $5,000 per year)

• WFH stipend to support your home office needs

• Wellness stipend

• Parental Leave

• Relocation support to NYC or SF (as needed)

• Pet insurance

If you are being referred for the role, please contact that person to apply on your behalf.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

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